85 William St, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 85 William St, Kearny, NJ 07032

Property Summary

Property TypeSingle Family Home
Details1,616 sqft · built 1903
Lot Size0.08 acres (3,498 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Aug 2018)
Tax Bill$10,577 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-00049-0000-00064

Property Details

APN / Parcel Number

Primary APN07-00049-0000-00064
Alternative APN
  • 070004900064

Interior

Stories2 Stories
Building Area1,616 sqft Living Area

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Construction TypeFrame
Lot Area3,498 sqft (0.08 acres)
Lot Dimensions100 ft deep x 35 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address85 WILLIAM ST
CityKEARNY
StateNJ
Zip07032-1662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block49
Legal Lot Number64
JurisdictionHUDSON NJ
Township / Civil DivisionKEARNY
Census Block Group1
Census Block1000
Census Tract13100

Owner

85 William St is owned and occupied by an individual who bought it in August 2018.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of RecordIndividual Name on File
Mailing Address85 WILLIAM ST, KEARNY, NJ 07032-1662
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 17, 2018Grant Deed, Mortgage · FHA Mortgage
UNITED MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2018 · Amount on File
Deed SaleAug 17, 2018 · Amount on File
Deed Document Number201810091600
Deed Book / Page9333 / 190
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUDSON NJ
Property Address85 WILLIAM ST, KEARNY, NJ 07032-1662
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210115060007590
DateJan 15, 2021
Book Page19791/290
Instrument20210115060007590
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

August 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHUDSON NJ
Recording DateAug 17, 2018
Property Address85 WILLIAM ST, KEARNY, NJ 07032-1662
Document Number0010091590
Book / Page009333 / 000190
Instrument DateJul 20, 2018
Instrument10091590
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
Tax$10.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 WILLIAM ST KEARNY NJ 070321662, KEARNY, NJ 07032-1662

Mortgage

Document Number60105210
DateAug 17, 2018
Book Page019231/000431
Instrument60105210
Lender
NameUNITED MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 85 William St was $10,577, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHudson County
MunicipalityKearny Town
Unified School DistrictKearny Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,500 (-) Land $31,500 Building $66,000$97,500 (-) Land $31,500 Building $66,000
2025$10,577.00 (+1.34%)$97,500 Land $31,500 Building $66,000$97,500 Land $31,500 Building $66,000
2024$10,437.00
2023$97,500 Land $31,500 Building $66,000$97,500 Land $31,500 Building $66,000
2022$10,278.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 William St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2011–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 85 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEARNY WATER DEPARTMENT
serves 41,664 people · EPA ID NJ0907001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum, T-Mobile.

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