85 White Sail Cir, Berlin, MD 21811 Property Records

Worcester County property record for 85 White Sail Cir, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 1987
Lot Size	0.176 acres (7,675 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (May 1987)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`03-045862`

Property Details

APN / Parcel Number

Primary APN	`03-045862`
Alternative APN	`045862`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Total Area
1st Floor Area	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,675 sqft (0.176 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	176 sqft
Deck Area	272 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045862
Street Address	85 WHITE SAIL CIR
City	BERLIN
State	MD
Zip	21811-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-01-562 7675 SQ FT WHITE SAIL CR PL OCEAN PINES SEC 1B
Legal Subdivision	OCEAN PINES SEC 01
Legal Lot Number	562
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1006
Census Tract	950700

Owner

Source: Worcester County records · APN 03-045862

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2915 EATON SQ, ELLICOTT CITY, MD 21043-3594
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 1987 · Amount on Record
Deed Sale	May 27, 1987 · Amount on Record
Prior Sale	Jun 23, 1983 · Amount on Record
Deed Book / Page	1311 / 509
Last Transfer Date	Jul 23, 2025
Transfer Doc	0089880118
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 25, 2020
Property Address	85 WHITE SAIL CIR, OCEAN PINES, MD 21811-1514
Document Number	0077820102
Book / Page	007782 / 000102
Instrument Date	Sep 09, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WHITE SAIL CIR OCEAN PINES MD 218111514, OCEAN PINES, MD 21811-1514

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,200 (+6.03%)	$453,600 (-) Land $185,000 Building $268,600
2025	$3,736.00 (+7.02%)	$404,800 (+10.96%)	$453,600 (+19.24%) Land $185,000 Building $268,600
2023	$3,491.00	$364,800	$380,400 Land $185,000 Building $195,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479507001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 155 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	26 (1985–2024)
Claims Outside the SFHA	14 of 26
Most Recent Claim	Sep 2024, other causes
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.