85 Westrobin Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 85 Westrobin Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,617 sqft · built 2023
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Aug 2023)
Tax Bill	$4,419 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7022-00270-0380`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7022-00270-0380`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85 WESTROBIN LN
City	PALM COAST
State	FL
Zip	32164-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 22 BLOCK 00027 LOT 0038 SUBDIVISION COMPLETION YEAR 1978 OR 119 PAGE 503
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	27
Legal Lot Number	38
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3007
Census Tract	60211

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	85 WESTROBIN LN, PALM COAST, FL 32164-4038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Dec 15, 2020	Warranty Deed, Transfer ANCHOR TITLE COMPANY, ANCHOR TITLE SVCS
Nov 4, 2020	Warranty Deed, Transfer EXECUTIVE TITLE I INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	2023033515
Deed Book / Page	2801 / 1408
Record Updated	Jun 8, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 2, 2023
Property Address	85 WESTROBIN LN, PALM COAST, FL 32164-4038
Document Number	0028011408
Book / Page	2801 / 1408
Map Reference	MB 8 PG 3-20
Instrument Date	Jul 31, 2023
Instrument	2023033515
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	ANCHOR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 PLAIN VIEW DR # B, B, PALM COAST, FL 32164-7441

Mortgage

Document Number	0028011410
Date	Aug 2, 2023
Instrument	2801/1410

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Mortgage

Document Number	0028011421
Date	Aug 2, 2023
Book Page	2801/1421
Instrument	2023033517

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 15, 2020
Property Address	85 WESTROBIN LN, PALM COAST, FL 32164-4038
Document Number	0025050971
Book / Page	002505 / 000971
Instrument Date	Dec 10, 2020
Instrument	52375
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$909.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5711 RICHARD ST #1 JACKSONVILLE FL 322165956, 1, JACKSONVILLE, FL 32216-5956
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 4, 2020
Property Address	85 WESTROBIN LN, PALM COAST, FL 32164-4038
Document Number	0024921068
Book / Page	002492 / 001068
Instrument Date	Oct 30, 2020
Instrument	45616
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	EXECUTIVE TITLE I INC

Transaction

Amount	Amount Recorded
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	755 CRANDON BLVD #8 KEY BISCAYNE FL 331492597, 8, KEY BISCAYNE, FL 33149-2597
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,419.00 (+377.21%) Homeowner's exemption	$286,341 (+472.68%) Land $56,500 Building $229,841	$286,341 (+472.68%) Land $56,500 Building $229,841
2023	$926.00 (+54.59%)	$50,000 (+7.53%) Land $50,000	$50,000 (+7.53%) Land $50,000
2022	$599.00	$46,500 Land $46,500	$46,500 Land $46,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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