85 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 85 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.002 acres (100 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (Jun 2019)
Tax Bill	$9,575 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0085`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0085`
Alternative APNs	`0500411000000005 M3 C0085` `00010947`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	100 sqft (0.002 acres)

Location & Zoning

Account Number	00010947
Street Address	85 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	WESTGATE SQ UNIT 85
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1002
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 WESTGATE DR, EDISON, NJ 08820-1160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 12, 2019	Deed, Transfer · ARM M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Deed Document Number	201944709
Deed Book / Page	17523 / 878
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	85 WESTGATE DR, EDISON, NJ 08820-1160
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WESTGATE DR, EDISON, NJ 08820-1107

Mortgage

Document Number	0000027519
Date	May 11, 2023
Book Page	19208/850
Instrument	2023027519

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	85 WESTGATE DR, EDISON, NJ 08820-1160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082073
Date	Sep 2, 2020
Book Page	18012/1450
Instrument	2020082073

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 12, 2019
Property Address	85 WESTGATE DR, EDISON, NJ 08820-1160
Document Number	2019044709
Book / Page	17523 / 0878
Map Reference	DD 3273 PG 190
Instrument Date	Jun 11, 2019
Instrument	2019044709
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,368.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	827 WATERFORD DR, 827, EDISON, NJ 08817-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WESTGATE DR, EDISON, NJ 08820-1160

Mortgage

Document Number	2019044710
Date	Jun 12, 2019
Instrument	2019044710

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,900 (-) Land $75,000 Building $85,900	$160,900 (-) Land $75,000 Building $85,900
2025	$9,575.00 (+3.83%)	$160,900 (-) Land $75,000 Building $85,900	$160,900 (-) Land $75,000 Building $85,900
2024	$9,222.00 (+0.47%)
2023		$160,900 Land $75,000 Building $85,900	$160,900 Land $75,000 Building $85,900
2022	$9,179.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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