85 West St, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 85 West St, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,232 sqft · built 1880
Lot Size	0.275 acres (11,970 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Jul 2022)
Tax Bill	$8,793 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`335405 210-14-1`

Property Details

APN / Parcel Number

Primary APN	`335405 210-14-1`
Alternative APNs	`540521000000140010000000` `210-14-1`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	616 sqft
2nd Floor Area	616 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1972
Architectural Style	Old Style
Exterior Material	Composition/Composite
Lot Area	11,970 sqft (0.275 acres)
Lot Dimensions	171 ft deep x 70 ft wide
View / Lot	Suburban
Garage Type	Detached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	420 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	210-14-1
Street Address	85 WEST ST
City	WARWICK
State	NY
Zip	10990-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00206
Legal Block	14
Legal Lot Number	1.000
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3019
Census Tract	14602

Owner

85 West St is held in a trust since July 2022.

Source: Orange County and Warwick Town records, as of September 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	24 GALLOWAY RD, WARWICK, NY 10990-1628
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Deed Document Number	202252908
Deed Book / Page	15273 / 1910
Prior Transfer Date	Oct 4, 2021
Prior Transfer Doc	0000075760
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jul 19, 2022
Property Address	85 WEST ST, WARWICK, NY 10990-1427
Document Number	0000052908
Book / Page	15273 / 1910
Instrument Date	Jun 30, 2022
Instrument	20220052908
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	24 GALLOWAY RD, WARWICK, NY 10990-1628

Mortgage

Document Number	0000052909
Date	Jul 19, 2022
Instrument	20220052909

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Nov 10, 2021
Property Address	85 WEST ST, WARWICK, NY 10990-1427
Document Number	0000075760
Book / Page	15090 / 1883
Instrument Date	Oct 4, 2021
Instrument	20210075760
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	48 CROSS RIDGE RD, TUXEDO PARK, NY 10987-3530

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Municipality	Warwick Village
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,100 Land $10,000 Building $21,100	$370,200
2024	$8,793.00
2023		$31,100 (-) Land $10,000 Building $21,100	$336,200 (+17.31%) Land $108,103 Building $228,097
2022		$31,100 Land $10,000 Building $21,100	$286,600 Land $92,154 Building $194,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 West St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2011 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK VILLAGE serves 6,800 people · EPA ID NY3503561
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

May also be available: Frontier, Verizon.

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