Miller County property record for 85 Welsh Rd, Lake Ozark, MO 65049
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,496 sqft · built 1979 |
| Lot Size | 0.545 acres (23,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,400 (Jun 2005) |
| Tax Bill | $2,251 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13806 |
| Primary APN | 13806 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,496 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 23,740 sqft (0.545 acres) |
| Lot Dimensions | 2,400 ft deep x 900 ft wide |
| Utility Building | 336 sqft |
| Account Number | 13806 |
|---|---|
| Street Address | 85 WELSH RD |
| City | LAKE OZARK |
| State | MO |
| Zip | 65049-5653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL NE4 |
| Legal Range | 16W |
| Legal Township | 40N |
| Legal Section | 14 |
| Jurisdiction | MILLER MO |
| Township / Civil Division | GLAZE |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 962701 |
85 Welsh Rd is owned by two individuals who bought it in June 2005.
Source: Miller County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 608 S HIGHWAY 19, NEW FLORENCE, MO 63363-3417 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2005 · Amount on File |
| Deed Sale | Jun 2, 2005 · Amount on File |
| Deed Document Number | 20053276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLER MO |
| Property Address | 85 WELSH RD, LAKE OZARK, MO 65049-5653 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 02017/4365 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 2017/4365 |
| Instrument | 201704365 |
| Name | PHELPS COUNTY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JAMES, MO 65559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 85 Welsh Rd was $2,251.
Source: Miller County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Miller County |
| Municipality | Lake Ozark City |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,320 (-) Land $20,760 Building $22,560 | $228,030 (-) Land $109,270 Building $118,760 | |
| 2025 | $2,251.00 | $43,320 Land $20,760 Building $22,560 | $228,030 Land $109,270 Building $118,760 |
| 2023 | $38,310 Land $18,860 Building $19,450 | $201,630 Land $99,280 Building $102,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 Welsh Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Welsh Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OZARK PWS serves 2,007 people · EPA ID MO3010441 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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