85 Wellstone Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 85 Wellstone Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,418 sqft · built 1988
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$129,900 (Oct 2014)
Deeds & MortgagesJan 2017 Loan Modification
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-31-7021-00180-0370

Property Details

APN / Parcel Number

Primary APN07-11-31-7021-00180-0370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,418 sqft Heated Area
Gross Area3,032 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area432 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85 WELLSTONE DR
CityPALM COAST
StateFL
Zip32164-4112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 21 BLOCK 00018 LOT 0037 SUBDIVISION COMPLETION YEAR 1977 OR 120 PG 134 OR 191 PG 121 OR 297 PG 837 OR 339
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block18
Legal Lot Number37
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2012
Census Tract60210

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address85 WELLSTONE DR, PALM COAST, FL 32164-4112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jan 5, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2014 · Amount on Record
Deed SaleOct 22, 2014 · Amount on Record
Prior SaleJun 14, 2005 · Amount on Record
Deed Document Number2014032396
Deed Book / Page2030 / 1466
Record UpdatedJun 8, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address85 WELLSTONE DR, PALM COAST, FL 32164-4112
Document Number0021871730
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 WELLSTONE DR PALM COAST FL 321644112, PALM COAST, FL 32164-4112

Mortgage

Document Number0021871730
DateFeb 17, 2017
Book Page002187/001730
Instrument6056
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 16, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address85 WELLSTONE DR, PALM COAST, FL 32164-4112
Document Number0021841195
Instrument DateJan 5, 2017
Transaction TypeMortgage
Record UpdatedMar 1, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 WELLSTONE DR PALM COAST FL 321644112, PALM COAST, FL 32164-4112

Mortgage

Document Number0021841195
DateJan 31, 2017
Book Page002184/001195
Instrument3886
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$152,747 (+5.99%)$251,157 (+2.98%) Land $56,000 Building $195,157
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$144,118$243,881 Land $44,000 Building $199,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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