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85 Waverly Dr, Elgin, IL 60120 Property Records

Cook County property record for 85 Waverly Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,007 sqft · built 1973
Lot Size0.175 acres (7,623 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Nov 2023)
Tax Bill$1,391 (2023)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-220-002

Property Details

APN / Parcel Number

Primary APN06-18-220-002
Alternative APN
  • 06-18-220-002-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,007 sqft Living Area
1st Floor Area1,007 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1974
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,623 sqft (0.175 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address85 WAVERLY DR
CityELGIN
StateIL
Zip60120-4620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(PARKWOOD)(UNIT4) SUB PT OF NE SEC 18-41-09
Legal Range09E
Legal Township41N
Legal Section18
Legal SubdivisionPARKWOOD UNIT4
Legal Lot Number316
Legal Unit4
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2009
Census Tract804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address298 N BRASHARES DR, ADDISON, IL 60101-2103
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleJan 11, 2012 · Amount on Record
Deed Document Number202333288
Prior Transfer DateFeb 1, 2003
Prior Transfer Doc0000013860
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 22, 2023
Property Address85 WAVERLY DR, ELGIN, IL 60120-4620
Document Number0032633288
Map ReferenceDOC 22327771
Instrument DateNov 2, 2023
Instrument2332633288
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85 WAVERLY DR, ELGIN, IL 60120-4620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address85 WAVERLY DR, ELGIN, IL 60120-4620

Mortgage

Document Number0032633289
DateNov 22, 2023
Instrument2332633289
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,000 (+21.06%) Land $5,336 Building $17,664$230,000 (+21.06%) Land $53,360 Building $176,640
2023$1,391.00 (-61.28%)
2022$3,592.00 (+114.83%)$18,999 (+35.63%) Land $4,954 Building $14,045$189,990 (+35.63%) Land $49,540 Building $140,450
2021$1,672.00 Homeowner's exemption Senior Citizen's exemption$14,008 Land $4,002 Building $10,006$140,080 Land $40,020 Building $100,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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