Laurens County property record for 85 Waterloo Shores Rd, Waterloo, SC 29384
| Property Type | Mobile Home |
|---|---|
| Lot Size | 1.7 acres (74,294 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $517 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 277-05-01-004 |
| Primary APN | 277-05-01-004 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 74,294 sqft (1.7 acres) |
| Street Address | 85 WATERLOO SHORES RD |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-3760 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 3 TODD QUARTER |
| Legal Subdivision | WATERLOO SHORES SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 921001 |
85 Waterloo Shores Rd, a mobile home, is owned and occupied by two individuals who acquired it in May 2015.
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 WATERLOO SHORES RD, WATERLOO, SC 29384-3760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2013 |
| Deed Sale | Oct 25, 2013 |
| Deed Document Number | 201310101 |
| Deed Book / Page | 1138 / 29 |
| Last Transfer Date | May 20, 2015 |
| Transfer Doc | 0012120001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 85 WATERLOO SHORES RD, WATERLOO, SC 29384-3760 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M30230148 |
|---|---|
| Date | May 1, 2024 |
| Book Page | M3023/148 |
| Instrument | 2024003294 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | 737 PLANTATION RD, LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 85 WATERLOO SHORES RD, WATERLOO, SC 29384-3760 |
| Document Number | 0025240034 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 85 WATERLOO SHORES RD WATERLOO SC 293843760, WATERLOO, SC 29384-3760 |
| Document Number | 0025240034 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 002524/000034 |
| Instrument | 8310 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 29, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 85 Waterloo Shores Rd was $517, up 4% from the year before.
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517.00 (+4.02%) | $2,740 (-) Land $2,200 Building $540 | |
| 2024 | $497.00 (+39.61%) | $2,740 (+0.15%) Land $2,200 Building $540 | |
| 2023 | $356.00 (-25.83%) | $2,736 (-0.15%) Land $2,196 Building $540 | $68,400 (-39.74%) Land $54,900 Building $13,500 |
| 2022 | $480.00 | $2,740 Land $2,200 Building $540 | $113,500 (-) Land $100,000 Building $13,500 |
| 2021 | $113,500 Land $100,000 Building $13,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Waterloo Shores Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Waterloo Shores Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
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