85 Walnut Dr, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 85 Walnut Dr, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,843 sqft · built 1978
Lot Size	0.042 acres (1,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$623,000 (Feb 2018)
Tax Bill	$9,333 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-03-00081`

Property Details

APN / Parcel Number

Primary APN	`48-00042-03-00081`
Alternative APNs	`4800042000300081` `07270`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,843 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,846 sqft (0.042 acres)
Garage Type	Built-in
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	60 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	07270
Street Address	85 WALNUT DR
City	SPRING LAKE
State	NJ
Zip	07762-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Subdivision	FAIRWAY MEWS BLDG 38 PH 02
Legal Block	42.3
Legal Lot Number	81
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1002
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 WALNUT DR, SPRING LAKE, NJ 07762-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Jan 4, 2010 · Amount on Record
Deed Document Number	201812394
Deed Book / Page	9271 / 6228
Record Updated	Sep 20, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 2, 2018
Property Address	85 WALNUT DR, SPRING LAKE, NJ 07762-2127
Document Number	0000012394
Book / Page	009271 / 006228
Instrument Date	Jan 10, 2018
Instrument	12394
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	MID-STATE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	85 WALNUT DR SPRING LAKE NJ 077622127, SPRING LAKE, NJ 07762-2127

Mortgage

Document Number	12395
Date	Feb 2, 2018
Book Page	009271/006251
Instrument	12395

Lender

Name	COLDWELL BANKER HM LNS
Type	Funding / Finance Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2028

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,024,500 (+12.41%) Land $689,500 Building $335,000	$1,024,500 (+12.41%) Land $689,500 Building $335,000
2025	$9,333.00 (+4.23%)	$911,400 (+24.73%) Land $579,500 Building $331,900	$911,400 (+24.73%) Land $579,500 Building $331,900
2024	$8,954.00 (+7.53%)
2023		$730,700 Land $412,500 Building $318,200	$730,700 Land $412,500 Building $318,200
2022	$8,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20