85 Waddington Rd, Ferndale, CA 95536 Property Records

Humboldt County property record for 85 Waddington Rd, Ferndale, CA 95536

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,588 sqft · built 1957
Lot Size81 acres (3,528,360 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Feb 2016)
Tax Bill$16,490 (2025)
Deeds & MortgagesDec 2019 Mortgage
Mar 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN106-031-034-000

Property Details

APN / Parcel Number

Primary APN106-031-034-000
Alternative APN
  • 10603134

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Construction TypeWood
Lot Area3,528,360 sqft (81 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number10603134
Street Address85 WADDINGTON RD
CityFERNDALE
StateCA
Zip95536-9723
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAE-60/A,F
Legal DescriptionS32 T3N R1W/ T03N R01W / 16PORT KENYON982C 0B071982C 001B C
Legal Range01W
Legal Township03N
Legal Section32
JurisdictionHUMBOLDT CA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2006
Census Tract11200

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address965 WADDINGTON RD, FERNDALE, CA 95536-9724
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Grant Deed, Mortgage
MISCELLANEOUS INS CO
Mar 1, 2017Loan Modification, Mortgage
UMPQUA BK

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 8, 2016 · Amount on Record
Deed SaleFeb 8, 2016 · Amount on Record
Prior SaleMar 9, 2000
Deed Document Number2016-002775-02
Record UpdatedJun 8, 2026

December 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateDec 20, 2019
Property Address85 WADDINGTON RD, FERNDALE, CA 95536-9723
Instrument DateDec 20, 2019
Instrument22712
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyHUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address965 WADDINGTON RD FERNDALE CA 955369724, FERNDALE, CA 95536-9724

Mortgage

Document Number0000022712
DateDec 20, 2019
Instrument22712
Lender
NameMISCELLANEOUS INS CO
Address700 NEWPORT CENTER DR, NEWPORT BEACH, CA 92660-6307
Agreement
AmountAmount Recorded
Term180 Months
DueDec 19, 2034

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUMBOLDT CA
Property Address85 WADDINGTON RD, FERNDALE, CA 95536-9723
Document Number0000008281
Instrument DateMar 1, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyHUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address965 WADDINGTON RD FERNDALE CA 955369724, FERNDALE, CA 95536-9724

Mortgage

Document Number0000008281
DateMay 9, 2017
Instrument8281
Lender
NameUMPQUA BK
TypeBank
AddressPO BOX 1580, ROSEBURG, OR 97470-0367
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Unified School DistrictFerndale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$16,490.00 (+6.73%)$1,601,182 (+4.04%) Land $912,703 Building $688,479
2023$15,450.00 (+1.59%)$1,539,008 Land $877,262 Building $661,746
2022$15,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims4 (1996–2015)
Most Recent ClaimFeb 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Nearby Properties on Waddington Rd

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