85 W Thames St, Norwich, CT 06360 Property Records

Norwich City property record for 85 W Thames St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,038 sqft · built 1865
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2021)
Tax Bill	$7,916 (2026)
Deeds & Mortgages	May 2023 Refinance Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`NORW M:117 B:3 L:22`

Property Details

APN / Parcel Number

Primary APN	`NORW M:117 B:3 L:22`
Alternative APNs	`NWCH M:117 B:3 L:22` `0091680001` `91680001`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,038 sqft Living Area
Gross Area	5,002 sqft
1st Floor Area	1,324 sqft
Attic	Attic
Attic Area	1,071 sqft
Basement Area	1,324 sqft
Unfinished Basement	1,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	91680001
Street Address	85 W THAMES ST
City	NORWICH
State	CT
Zip	06360-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	22
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3032
Census Tract	696701

Owner

85 W Thames St is owned and occupied by an individual who bought it in September 2021.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	85 W THAMES ST, NORWICH, CT 06360-6225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Warranty Deed, Transfer · Stand-Alone Refinance LIBERTY BANK
Sep 21, 2021	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Deed Document Number	20212021004899
Deed Book / Page	3286 / 145
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	May 4, 2023
Property Address	85 W THAMES ST, NORWICH, CT 06360-6225
Document Number	003421-276
Book / Page	3421 / 276
Instrument Date	Apr 24, 2023
Instrument	2023001692
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 W THAMES ST, NORWICH, CT 06360-6225
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001694
Date	May 4, 2023
Instrument	2023001694

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 21, 2021
Property Address	85 W THAMES ST, NORWICH, CT 06360-6225
Document Number	003286-145
Book / Page	3286 / 145
Instrument Date	Sep 20, 2021
Instrument	2021004899
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	126 FRONT AVE, BRENTWOOD, NY 11717-5112

Tax Assessment & Valuation

The 2026 property tax bill for 85 W Thames St was $7,916, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,916.00 (-15.62%)	$231,800 (-) Land $38,400 Building $193,400	$355,763 (+119.25%)
2025	$9,381.00	$231,800 Land $38,400 Building $193,400	$162,260 Land $26,880 Building $135,380
2024	$9,381.00 (+6.97%)
2023	$8,770.00 (+61.96%)	$180,300 (+61.41%) Land $26,100 Building $154,200
2022	$5,415.00	$111,700 Land $26,100 Building $85,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 W Thames St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 W Thames St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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