85 W Shepard Ave, Hamden, CT 06514 Property Records

Hamden Town property record for 85 W Shepard Ave, Hamden, CT 06514

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 3,283 sqft · built 1823
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on File
Tax Bill	$16,350 (2026)
Deeds & Mortgages	Feb 2022 Refinance Jan 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2927 B:021 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2927 B:021 L:00-0000`
Alternative APN	`M:2927 B:021 L:00=0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,283 sqft Living Area
Gross Area	6,257 sqft
1st Floor Area	1,925 sqft
Attic	Attic
Attic Area	406 sqft
Basement Area	1,925 sqft
Unfinished Basement	1,501 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1823
Effective Year Built	Effective 1823
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	85 W SHEPARD AVE
City	HAMDEN
State	CT
Zip	06514-1119
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Block	21
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2011
Census Tract	165900

Owner

85 W Shepard Ave, a duplex, is owned and occupied by an individual.

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	85 W SHEPARD AVE, HAMDEN, CT 06514-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSPOINT FEDERAL CREDIT UNION
Jan 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	85 W SHEPARD AVE, HAMDEN, CT 06514-1119
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004944-156
Date	Feb 2, 2022
Book Page	4944/156
Instrument	761

Lender

Name	CROSSPOINT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	85 W SHEPARD AVE, HAMDEN, CT 06514-1119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4575-265
Date	Jan 4, 2019
Book Page	4575/265

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	229 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 85 W Shepard Ave was $16,350.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,350.00	$304,640 (-) Land $74,340 Building $230,300	$440,962 (+106.78%)
2025		$304,640 (+44.49%) Land $74,340 Building $230,300	$213,248 Land $52,038 Building $161,210
2024	$15,805.00 (+34.8%)	$210,840 (-) Land $54,110 Building $156,730
2023	$11,725.00	$210,840 Land $54,110 Building $156,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 W Shepard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 W Shepard Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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