Allegany County and Cuba Town property record for 85 W Main St, Cuba, NY 14727
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,928 sqft · built 1850 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2012) |
| Tax Bill | $6,090 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance |
| APN | 024801 179.6-1-14 |
| Primary APN | 024801 179.6-1-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,928 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| 2nd Floor Area | 1,424 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Detached |
| Garage Area | 1,248 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000324 |
|---|---|
| Street Address | 85 W MAIN ST |
| City | CUBA |
| State | NY |
| Zip | 14727-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL 52 |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | CUBA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950500 |
85 W Main St is owned and occupied by an individual who bought it in February 2012.
Source: Allegany County and Cuba Town records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 W MAIN ST, CUBA, NY 14727-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2012 · Amount on File |
| Deed Sale | Feb 1, 2012 · Amount on File |
| Deed Document Number | 201252899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 85 W MAIN ST, CUBA, NY 14727-1436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000450 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-30450 |
| Name | NORTHWEST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2047 |
The 2026 property tax bill for 85 W Main St was $6,090 with exemptions applied, up 38.7% from the year before.
Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Cuba Town |
| Municipality | Cuba Village |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,090.00 (+38.66%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,392.00 | $97,900 Land $16,200 Building $81,700 | $99,898 Land $16,531 Building $83,367 |
| 2023 | $210,000 Land $18,100 Building $191,900 | $210,000 Land $18,100 Building $191,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 85 W Main St; there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Feb 2023 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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