85 W James Cir, Hampton, GA 30228 Property Records

Henry County property record for 85 W James Cir, Hampton, GA 30228

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,454 sqft · built 2003
Lot Size0.07 acres (2,946 sqft)
OwnerIndividual Name on Record
Last Sale$299,900 (Nov 2022)
Tax Bill$39 (2026)
Deeds & MortgagesJan 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN007A01028000

Property Details

APN / Parcel Number

Primary APN007A01028000
Alternative APNs
  • 0013694
  • 780

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,454 sqft Heated Area
Gross Area2,028 sqft
1st Floor Area1,454 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,946 sqft (0.07 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number780
Street Address85 W JAMES CIR
CityHAMPTON
StateGA
Zip30228-1971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description45 G LAKE CINDY
Legal SubdivisionLAKE CINDY
Legal BlockG
Legal Lot Number45
JurisdictionHENRY GA
Township / Civil DivisionHAMPTON
Census Block Group2
Census Block2006
Census Tract70503

Owner

Source: Henry County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address85 W JAMES CIR, HAMPTON, GA 30228-1971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENCE HOME LOANS
Oct 31, 2022Warranty Deed, Transfer · VA Mortgage
BUCKHEAD MORTGAGE ASSOCIATES
Jun 1, 2020Grant Deed, Transfer · Conventional with PMI
AMERIS BK
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Jun 14, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2022 · Amount on Record
Deed SaleNov 3, 2022 · Amount on Record
Prior SaleMay 15, 2020 · Amount on Record
Deed Document Number202212034
Deed Book / Page19223 / 862
Prior Transfer DateFeb 4, 2020
Prior Transfer Doc0000003495
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY GA
Property Address85 W JAMES CIR, HAMPTON, GA 30228-1971
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 W JAMES CIR, HAMPTON, GA 30228-1971

Mortgage

Document NumberD2026000021
DateJan 2, 2026
Book Page0000019476/0000001616
InstrumentD2026-000021
Lender
NameINDEPENDENCE HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY GA
Recording DateOct 31, 2022
Property Address85 W JAMES CIR, HAMPTON, GA 30228-1971
Document Number0000012034
Book / Page19223 / 862
Instrument DateOct 31, 2022
Instrument2022-012034
Transaction TypeTransfer
Record UpdatedMay 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 W JAMES CIR, HAMPTON, GA 30228-1971

Mortgage

Document Number0000038353
DateNov 3, 2022
Book Page0000019223/0000000864
Instrument2022038353
Lender
NameBUCKHEAD MORTGAGE ASSOCIATES
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENRY GA
Recording DateJun 1, 2020
Property Address85 W JAMES CIR, HAMPTON, GA 30228-1971
Document Number0172060192
Book / Page017206 / 000192
Instrument DateMay 15, 2020
Instrument15634
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 W JAMES CIR HAMPTON GA 302281971, HAMPTON, GA 30228-1971

Mortgage

Document Number172060193
DateJun 1, 2020
Book Page017206/000193
Instrument15635
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY GA
Property Address85 W JAMES CIR, HAMPTON, GA 30228-1971
Document Number0166550146
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedOct 2, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 W JAMES CIR HAMPTON GA 302281971, HAMPTON, GA 30228-1971

Mortgage

Document Number0166550146
DateSep 16, 2019
Book Page016655/000146
Instrument23749
Lender
NameMISCELLANEOUS GOVT AGCY
AddressATLANTA, GA 30329
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENRY GA
Property Address85 W JAMES CIR, HAMPTON, GA 30228-1971
Document Number0160070074
Instrument DateJun 14, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 W JAMES CIR HAMPTON GA 302281971, HAMPTON, GA 30228-1971

Mortgage

Document Number0160070074
DateAug 13, 2018
Book Page016007/000074
Instrument21448
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 12, 2048

Tax Assessment & Valuation

Source: Henry County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHenry County
Unified School DistrictHenry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$103,440 (+3.4%) Land $12,000 Building $91,440$258,600 (+3.4%) Land $30,000 Building $228,600
2025$39.00 (-29.09%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$100,040 (-12.46%) Land $10,000 Building $90,040$250,100 (-12.46%) Land $25,000 Building $225,100
2023$55.00 (-98.15%)$114,280 Land $8,000 Building $106,280$285,700 Land $20,000 Building $265,700
2022$2,973.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRY COUNTY WATER AUTHORITY
serves 187,437 people · EPA ID GA1510001
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Conexon Connect, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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