85 Verna Ct, Mount Joy, PA 17552 Property Records

Lancaster County property record for 85 Verna Ct, Mount Joy, PA 17552

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1993
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Dec 2021)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160-84191-0-0000`

Property Details

APN / Parcel Number

Primary APN	`160-84191-0-0000`
Alternative APN	`1609D12 7 30`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,050 sqft
Upper Floors Area	1,050 sqft
Basement Area	1,050 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	85 VERNA CT
City	MOUNT JOY
State	PA
Zip	17552-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	85 VERNA CT
Legal Subdivision	DONEGAL MDWS
Legal Lot Number	30
Jurisdiction	LANCASTER PA
Township / Civil Division	WEST DONEGAL
Census Block Group	3
Census Block	3027
Census Tract	10804

Owner

85 Verna Ct is owned and occupied by two individuals who bought it in December 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 VERNA CT, MOUNT JOY, PA 17552-9760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Jul 6, 2007 · Amount on File
Deed Document Number	20216652966
Prior Transfer Date	Aug 31, 2006
Prior Transfer Doc	0005553919
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 20, 2021
Property Address	85 VERNA CT, MOUNT JOY, PA 17552-9760
Document Number	0006652966
Map Reference	MB J-166 PG 77
Instrument Date	Dec 17, 2021
Instrument	6652966
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	ABSTRACT ASSOCIATES, ABSTRACT ASSC OF LANCASTER I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 RAPUANO WAY, CARLISLE, PA 17015-7506

Mortgage

Document Number	0006652967
Date	Dec 20, 2021
Instrument	6652967

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	85 VERNA CT, MOUNT JOY, PA 17552-9760
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 VERNA CT, MOUNT JOY, PA 17552-9760

Mortgage

Document Number	0006583364
Date	Feb 25, 2021
Instrument	6583364

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 85 Verna Ct was $5,968 with a homeowner's exemption, up 2.6% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	West Donegal Township
Unified School District	Elizabethtown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,600 Land $61,200 Building $182,400	$243,600 Land $61,200 Building $182,400
2025	$5,968.00 (+2.61%)
2024	$5,816.00	$243,600 Land $61,200 Building $182,400
2018			$243,600 Land $61,200 Building $182,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Verna Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Verna Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIZABETHTOWN AREA WATER serves 19,000 people · EPA ID PA7360124
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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