85 Vermont St, Cranston, RI 02920 Property Records

Cranston City property record for 85 Vermont St, Cranston, RI 02920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1935
Lot Size	0.037 acres (1,600 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (May 2026)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	May 2026 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:8-1 L:2048 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:8-1 L:2048 U`
Alternative APNs	`M:8=1 L:2048 U` `14330889` `19169643`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,600 sqft (0.037 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19169643
Street Address	85 VERMONT ST
City	CRANSTON
State	RI
Zip	02920-6749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Lot Number	2048
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	4
Census Block	4018
Census Tract	14700

Owner

85 Vermont St is owned and occupied by two individuals who bought it in May 2026.

Source: Cranston City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 VERMONT ST, CRANSTON, RI 02920-6749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer
May 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Oct 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Book / Page	LR7094 / 48
Transfer Doc	3861000186
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	May 6, 2026
Property Address	85 VERMONT ST, CRANSTON, RI 02920-6749
Document Number	0LR7094-48
Book / Page	LR7094 / 48
Instrument Date	May 4, 2026
Instrument	202638890
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	May 30, 2023
Property Address	85 VERMONT ST, CRANSTON, RI 02920-6749
Document Number	0006654-24
Book / Page	6654 / 24
Instrument Date	May 30, 2023
Instrument	49000
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000049010
Date	May 30, 2023
Instrument	49010

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Oct 1, 2021
Property Address	85 VERMONT ST, CRANSTON, RI 02920-6749
Document Number	6349-216
Book / Page	6349 / 216
Instrument Date	Sep 30, 2021
Instrument	162540
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 VERMONT ST, CRANSTON, RI 02920-6749

Mortgage

Document Number	162550
Date	Oct 1, 2021
Instrument	162550

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 85 Vermont St was $3,989.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00	$287,400 Land $87,600 Building $199,800	$401,871
2023	$3,740.00 (+2.1%)	$197,900 (-) Land $60,400 Building $137,500
2022	$3,663.00	$197,900 Land $60,400 Building $137,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Vermont St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Vermont St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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