Hardin County property record for 85 Vera Ct, Sonora, KY 42776 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2010 |
| Lot Size | 0.994 acres (43,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Mar 2022) |
| Tax Bill | $2,059 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-00-02-027 |
| Primary APN | 193-00-02-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 43,299 sqft (0.994 acres) |
| Patio Area | 288 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 85 VERA CT |
|---|---|
| City | SONORA |
| State | KY |
| Zip | 42776-8366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBER FIELDS SUBD LT 27 |
| Legal Subdivision | AMBER FIELDS SUBD |
| Legal Lot Number | 27 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | SONORA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 1602 |
Source: Hardin County records · APN 193-00-02-027
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 VERA CT, SONORA, KY 42776-8366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| Jan 05, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK |
| Mar 03, 2022 | Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2022 · Amount on Record |
| Deed Sale | Mar 03, 2022 · Amount on Record |
| Deed Document Number | 0015291110 |
| Deed Book / Page | 1529 / 1110 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 85 VERA CT, SONORA, KY 42776-8366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002357/823 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2357/823 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 85 VERA CT, SONORA, KY 42776-8366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 85 VERA CT, SONORA, KY 42776-8366 |
| Investor | Possibly a Property Investor |
| Document Number | 002421/883 |
|---|---|
| Date | Jan 05, 2022 |
| Book Page | 2421/883 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 29, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 03, 2022 |
| Property Address | 85 VERA CT, SONORA, KY 42776-8366 |
| Document Number | 01529/1110 |
| Book / Page | 1529 / 1110 |
| Map Reference | CAB 1 SL 4047 |
| Instrument Date | Mar 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Title Company | UNKNOWN, LIMESTONE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 PAR LN, ELIZABETHTOWN, KY 42701-9003 |
| Name | Verified Name |
|---|---|
| Address | 85 VERA CT, SONORA, KY 42776-8366 |
| Investor | Possibly a Property Investor |
| Document Number | 0002429873 |
|---|---|
| Date | Mar 03, 2022 |
| Instrument | 2429/873 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Sonora City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,059.00 (+50.84%) | $180,000 (-) Land $20,000 Building $160,000 | $180,000 (-) Land $20,000 Building $160,000 |
| 2023 | $180,000 Land $20,000 Building $160,000 | $180,000 Land $20,000 Building $160,000 | |
| 2021 | $1,365.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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