Newton County property record for 85 Valley Brook Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,844 sqft · built 2007 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Apr 2007) |
| Tax Bill | $4,285 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026D-00000-084-000 |
| Primary APN | 0026D-00000-084-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,844 sqft Heated Area |
| 1st Floor Area | 2,644 sqft |
| Basement Area | 2,644 sqft |
| Unfinished Basement | 2,644 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12292 |
|---|---|
| Street Address | 85 VALLEY BROOK DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 99 SADDLEBROOK PH2 UN1 |
| Legal Subdivision | SADDLEBROOK & MEADOWS AT SADDLEBROOK |
| Legal Phase | 2 |
| Legal Lot Number | 99 |
| Legal Unit | 1 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 100503 |
85 Valley Brook Dr is owned and occupied by an individual who bought it in April 2007.
Source: Newton County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 VALLEY BROOK DR, COVINGTON, GA 30016-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jan 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2007 · Amount on File |
| Deed Sale | Apr 10, 2007 · Amount on File |
| Deed Book / Page | 2416 / 21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jun 11, 2026 |
| Property Address | 85 VALLEY BROOK DR, COVINGTON, GA 30016-3120 |
| Document Number | 4840000001 |
| Book / Page | 4840 / 1 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 85 VALLEY BROOK DR, COVINGTON, GA 30016-3120 |
| Document Number | 4840000001, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 4840/1 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 85 VALLEY BROOK DR, COVINGTON, GA 30016-3120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 85 VALLEY BROOK DR, COVINGTON, GA 30016-3120 |
| Document Number | 0044740000000563 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 0000004474/0000000563 |
| Instrument | 001002 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 85 Valley Brook Dr was $4,285 with a homeowner's exemption, up 3.4% from the year before.
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,285.00 (+3.35%) Homeowner's exemption | $178,280 (+7.66%) Land $18,000 Building $160,280 | $445,700 (+7.66%) Land $45,000 Building $400,700 |
| 2024 | $4,146.00 Homeowner's exemption | $165,600 (+3.86%) Land $18,000 Building $147,600 | $414,000 (+3.86%) Land $45,000 Building $369,000 |
| 2023 | $159,440 Land $8,800 Building $150,640 | $398,600 Land $22,000 Building $376,600 | |
| 2022 | $3,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 85 Valley Brook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Valley Brook Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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