85 Upper Ridge Rd, Brewster, WA 98812 Property Records

Okanogan County property record for 85 Upper Ridge Rd, Brewster, WA 98812

Property Summary

Property Type	General Agricultural/Rural
Details	4,994 sqft · built 2012
Lot Size	4.56 acres (198,634 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,260 (2026)
Deeds & Mortgages	Jan 2012 Mortgage May 2019 Mortgage + 1 more
APN	`3024150087`

Property Details

APN / Parcel Number

Primary APN	`3024150087`
Alternative APN	`845531`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	4,994 sqft Gross Area
1st Floor Area	3,071 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	198,634 sqft
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Slab
Porch Area	1,161 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	85 UPPER RIDGE RD
City	BREWSTER
State	WA
Zip	98812
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	TAX 87 PT NE VALUE W/3024100009
Legal Range	24
Legal Township	30
Legal Section	15
Jurisdiction	OKANOGAN WA
Township / Civil Division	BREWSTER-WAKEFIELD
Census Block Group	4
Census Block	4015
Census Tract	970800

Owner

Source: Okanogan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1546, BREWSTER, WA 98812-1546
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2012	Deed of Trust, Mortgage · ARM WASHINGTON TRUST BANK
May 24, 2019	Deed of Trust, Mortgage · ARM WASHINGTON TRUST BANK
May 24, 2019	Deed of Trust, Mortgage · ARM WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	85 UPPER RIDGE RD, BREWSTER, WA 98812
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	INLAND PROFESSIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003170039
Date	Jan 31, 2012
Instrument	3170039

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2019
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	85 UPPER RIDGE RD, BREWSTER, WA 98812
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003234171
Date	May 24, 2019
Instrument	3234171

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	85 UPPER RIDGE RD, BREWSTER, WA 98812
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3234171
Date	May 24, 2019
Instrument	3234171

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Brewster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,260.00	$815,400 (+14.76%) Land $11,400 Building $804,000	$922,800 (+12.83%) Land $118,800 Building $804,000
2023		$710,500 (+4.99%) Land $11,400 Building $699,100	$817,900 (+13.17%) Land $118,800 Building $699,100
2022		$676,700 Land $11,400 Building $665,300	$722,700 Land $57,400 Building $665,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 81% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Swift-Stream Internet Fixed Wireless	40 / 6
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Okanogan County PUD.

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