85 Trailhead Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 85 Trailhead Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,394 sqft · built 2020
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$21,000 (Apr 2023)
Tax Bill	$23,787 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-3S-18-16100-000-0020`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16100-000-0020`
Alternative APNs	`24-318-16100-000-0020` `1086646`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,394 sqft Living Area
Gross Area	6,007 sqft
1st Floor Area	1,944 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	136 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	648 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85 TRAILHEAD DR
City	INLET BEACH
State	FL
Zip	32461-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BWSPVC
Legal Description	LOT 2 PATHWAYS AT WATERSOUND PH 1 PB 20-34 OR 3053-3166 OR 3105-3426 OR 3285-1772
Legal Range	018
Legal Township	03S
Legal Section	24
Legal Subdivision	WATERSOUND PH 1
Legal Phase	1
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Apr 3, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 16, 2019	Warranty Deed, Construction Loan · Construction Mortgage CENTENNIAL BANK
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	202311284
Deed Book / Page	3285 / 1772
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032680945
Date	Sep 28, 2022
Book Page	3268/945
Instrument	20220043269

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	11%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2023
Property Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521
Document Number	0032851772
Book / Page	3285 / 1772
Map Reference	MB 20 PG 34
Instrument Date	Apr 3, 2023
Instrument	20230011284
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$21,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 17, 2020
Property Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521
Document Number	0031552175
Book / Page	3155 / 2175
Map Reference	MB 20 PG 34
Instrument Date	Aug 14, 2020
Instrument	20200030919
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 815, POINT CLEAR, AL 36564-0815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521

Mortgage

Document Number	0031552177
Date	Aug 17, 2020
Instrument	3155/2177

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 16, 2019
Property Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521
Document Number	0031053426
Book / Page	3105 / 3426
Map Reference	MB 20 PG 34
Instrument Date	May 15, 2019
Instrument	20190015843
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 N DENO DR, 61, SANTA ROSA BEACH, FL 32459-4929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 815, POINT CLEAR, AL 36564-0815

Mortgage

Document Number	0031053428
Date	May 16, 2019
Instrument	3105/3428

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Aug 15, 2020

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	85 TRAILHEAD DR, INLET BEACH, FL 32461-9521
Document Number	0030974587
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 JACK KNIFE DR WATERSOUND FL 324618574, WATERSOUND, FL 32461-8574

Mortgage

Document Number	0030974587
Date	Feb 22, 2019
Book Page	003097/004587
Instrument	5449

Lender

Name	CENTENNIAL BK
Type	Bank
Address	FAIRHOPE, AL 36533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 21, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,787.00 (+2.51%)	$2,632,654 (-4.6%) Land $297,562 Building $2,335,092	$2,632,654 (-4.6%) Land $297,562 Building $2,335,092
2024	$23,204.00 (+90.48%)
2023	$12,182.00 (+1.07%) Homeowner's exemption	$2,759,507 (+28.7%) Land $181,942 Building $2,577,565	$2,759,507 (+28.7%) Land $181,942 Building $2,577,565
2022	$12,053.00 Homeowner's exemption	$2,144,161 Land $201,955 Building $1,942,206	$2,144,161 Land $201,955 Building $1,942,206

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

85 Trailhead Dr, Inlet Beach, FL 32461 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Trailhead Dr

Nearby Streets

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