85 Tower St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 85 Tower St, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,038 sqft · built 1983
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$559,000 (Sep 2026)
Tax Bill	$7,534 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20157`

Property Details

APN / Parcel Number

Primary APN	`20157`
Alternative APN	`HUDS M:0020 B:0000 L:0157`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
Gross Area	2,324 sqft
1st Floor Area	1,038 sqft
Basement Area	242 sqft
Unfinished Basement	242 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20157
Street Address	85 TOWER ST
City	HUDSON
State	MA
Zip	01749-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SB
Legal Lot Number	157
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1004
Census Tract	322400

Owner

Source: Middlesex County and Hudson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 TOWER ST, HUDSON, MA 01749-1739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK
Aug 6, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BRIGHTBRIDGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Aug 6, 2025 · Amount on Record
Deed Document Number	2026111300
Deed Book / Page	86090 / 287
Prior Transfer Date	Aug 25, 2026
Prior Transfer Doc	0000111300
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Sep 1, 2026
Property Address	85 TOWER ST, HUDSON, MA 01749-1739
Document Number	0000111300
Book / Page	86090 / 287
Instrument Date	Aug 25, 2026
Instrument	2026111300
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 TOWER ST, HUDSON, MA 01749-1739

Mortgage

Date	Sep 1, 2026

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Aug 6, 2025
Property Address	85 TOWER ST, HUDSON, MA 01749-1739
Document Number	084456-519
Book / Page	84456 / 519
Instrument Date	Aug 5, 2025
Instrument	93139
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 TOWER ST, HUDSON, MA 01749-1739

Mortgage

Document Number	0000093140
Date	Aug 6, 2025
Instrument	93140

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,534.00 (+6.99%)	$542,800 (+7.91%) Land $171,600 Building $371,200	$535,230 (-12.45%)
2024	$7,042.00 (+3.74%)	$503,000 (+8.2%) Land $156,000 Building $347,000	$611,325
2023	$6,788.00	$464,900 Land $150,000 Building $314,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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