85 Tophet Rd, Carlisle, MA 01741 Property Records

Middlesex County and Carlisle Town property record for 85 Tophet Rd, Carlisle, MA 01741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,304 sqft · built 2010
Lot Size	2 acres (87,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,650,000 (Aug 2024)
Tax Bill	$22,677 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`CARL M:0023 B:0023 L:Y`

Property Details

APN / Parcel Number

Primary APN	`CARL M:0023 B:0023 L:Y`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	5,304 sqft Living Area
Gross Area	7,923 sqft
Basement Area	1,742 sqft
Unfinished Basement	174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,251 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	85 TOPHET RD
City	CARLISLE
State	MA
Zip	01741-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2AC
Legal Subdivision	PLAN 5562-Q
Legal Block	23
Legal Lot Number	Y
Jurisdiction	CARLISLE MA
Township / Civil Division	CARLISLE
Census Block Group	1
Census Block	1028
Census Tract	362100

Owner

Source: Middlesex County and Carlisle Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 TOPHET RD, CARLISLE, MA 01741-1623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Sep 21, 2018	Quit Claim Deed, Transfer ACADEMY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	85 TOPHET RD, CARLISLE, MA 01741-1623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000329079
Date	Feb 24, 2026
Instrument	329079

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	85 TOPHET RD, CARLISLE, MA 01741-1623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000312814
Date	Sep 8, 2021
Instrument	312814

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLISLE MA
Property Address	85 TOPHET RD, CARLISLE, MA 01741-1623
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	312814
Date	Sep 8, 2021
Instrument	312814

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLISLE MA
Recording Date	Sep 21, 2018
Property Address	85 TOPHET RD, CARLISLE, MA 01741-1623
Document Number	0000297887
Instrument Date	Sep 19, 2018
Instrument	297887
Transaction Type	Transfer
Record Updated	Oct 9, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 TOPHET RD CARLISLE MA 017411623, CARLISLE, MA 01741-1623

Mortgage

Document Number	297888
Date	Sep 21, 2018
Instrument	297888

Lender

Name	ACADEMY MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Middlesex County and Carlisle Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Carlisle Town
Elementary School District	Carlisle School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,677.00 (+4.45%)	$1,768,900 (+7.38%) Land $566,400 Building $1,201,000	$1,614,504 (+4.74%)
2025	$21,711.00 (+7.67%)	$1,647,300 (+8.9%) Land $544,600 Building $1,102,700	$1,541,375 (+0.8%)
2024	$20,164.00 (+3.1%)	$1,512,700 (+9.44%) Land $501,000 Building $1,011,700	$1,529,215
2023	$19,558.00	$1,382,200 Land $501,000 Building $881,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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