85 Thompson Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 85 Thompson Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,388 sqft · built 2006
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (Dec 2018)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Apr 2020 Refinance Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HARP M:012 L:192`

Property Details

APN / Parcel Number

Primary APN	`HARP M:012 L:192`
Alternative APN	`777`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	4,352 sqft
1st Floor Area	1,556 sqft
Basement Area	208 sqft
Unfinished Basement	208 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	777
Street Address	85 THOMPSON RD
City	HARPSWELL
State	ME
Zip	04079-3135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF
Legal Subdivision	HALBERT WEBBER
Legal Lot Number	192
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2009
Census Tract	17101

Owner

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 5TH ST NE, WASHINGTON, DC 20002-5936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 6, 2018	Warranty Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Deed Document Number	201861563
Deed Book / Page	35332 / 323
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	85 THOMPSON RD, HARPSWELL, ME 04079-3135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366000134
Date	Apr 16, 2020
Book Page	36600/134
Instrument	19576

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Dec 6, 2018
Property Address	85 THOMPSON RD, HARPSWELL, ME 04079-3135
Document Number	0353320323
Book / Page	35332 / 323
Instrument Date	Dec 6, 2018
Instrument	61563
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0353320326
Date	Dec 6, 2018
Book Page	35332/326
Instrument	61564

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,872.00 (+4.71%)	$731,600 (-) Land $348,100 Building $383,500
2024	$4,653.00 (+4.54%)	$731,600 (+0.27%) Land $348,100 Building $383,500
2023	$4,451.00 (+3.39%)	$729,600 (-) Land $348,100 Building $381,500
2022	$4,305.00	$729,600 Land $348,100 Building $381,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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