85 Thomas Arnold Rd, Zebulon, NC 27597 Property Records

Franklin County property record for 85 Thomas Arnold Rd, Zebulon, NC 27597

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 1998
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Dec 2018)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Sep 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2727-38-0705`

Property Details

APN / Parcel Number

Primary APN	`2727-38-0705`
Alternative APNs	`J13A00 012` `030895` `23701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Total Area
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2019
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Porch	Slab
Deck Area	16 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	85 THOMAS ARNOLD RD
City	ZEBULON
State	NC
Zip	27597-5829
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	FCO R-30
Legal Subdivision	MORIAH LOT
Legal Lot Number	12
Jurisdiction	FRANKLIN NC
Township / Civil Division	DUNN
Census Block Group	3
Census Block	3019
Census Tract	60802

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 THOMAS ARNOLD RD, ZEBULON, NC 27597-5829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PAUL SPREEN
Aug 28, 2018	Grant Deed, Transfer SERVICELINK
Jun 21, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2018 · Amount on Record
Deed Sale	Dec 5, 2018 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Book / Page	2166 / 105
Prior Transfer Date	May 12, 2006
Prior Transfer Doc	0015470989
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Dec 5, 2018
Property Address	85 THOMAS ARNOLD RD, ZEBULON, NC 27597-5829
Document Number	0021660105
Book / Page	2166 / 0105
Map Reference	MB1997-334
Instrument Date	Dec 5, 2018
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 BIG WILLOW WAY, 453, ROLESVILLE, NC 27571-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85 THOMAS AINOLD ROAD, ZEBULON, NC 27597-5829
Investor	Possibly a Property Investor

Mortgage

Document Number	0002166107
Date	Dec 5, 2018
Instrument	2166/107

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 7, 2018
Property Address	85 THOMAS ARNOLD RD, ZEBULON, NC 27597-5829
Document Number	0021591341
Book / Page	002159 / 001341
Instrument Date	Aug 30, 2018
Transaction Type	Construction Loan
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	453 BIG WILLOW WAY ROLESVILLE NC 275719330, ROLESVILLE, NC 27571-9330
Investor	Possibly a Property Investor

Mortgage

Document Number	21591341
Date	Sep 7, 2018
Book Page	002159/001341

Lender

Name	PAUL SPREEN
Address	7017 HASENTREE WAY, WAKE FOREST, NC 27587-5248

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 6, 2019

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 28, 2018
Property Address	85 THOMAS ARNOLD RD, ZEBULON, NC 27597-5829
Document Number	0021581586
Book / Page	002158 / 001586
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	453 BIG WILLOW WAY ROLESVILLE NC 275719330, ROLESVILLE, NC 27571-9330
Investor	Possibly a Property Investor

June 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jun 21, 2018
Property Address	85 THOMAS ARNOLD RD, ZEBULON, NC 27597-5829
Document Number	0021531364
Book / Page	002153 / 001364
Instrument Date	Jun 5, 2018
Transaction Type	Foreclosure
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$118.56
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	85 THOMAS ARNOLD RD ZEBULON NC 275975829, ZEBULON, NC 27597-5829
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+51.53%)	$219,570 (+129.41%) Land $70,000 Building $149,570	$219,570 (+129.41%) Land $70,000 Building $149,570
2023	$949.00	$95,710 Land $20,000 Building $75,710	$95,710 Land $20,000 Building $75,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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