85 SW 9th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 85 SW 9th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1900
Lot Size	0.073 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$90,500 (Dec 2019)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.78-01-31`

Property Details

APN / Parcel Number

Primary APN	`351200 128.78-01-31`
Alternative APNs	`120012807800010310000000` `3848`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,240 sqft Living Area
1st Floor Area	700 sqft
2nd Floor Area	540 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,200 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32 ft wide
Porch	Slab
Porch Area	214 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3848
Street Address	85 SW 9TH ST
City	OSWEGO
State	NY
Zip	13126-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	SUBDIVISION NUMBER 7
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2014
Census Tract	21603

Owner

85 SW 9th St is owned and occupied by an individual who bought it in December 2019.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	85 SW 9TH ST, OSWEGO, NY 13126-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on File
Deed Sale	Dec 12, 2019 · Amount on File
Deed Document Number	201911414
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	85 SW 9TH ST, OSWEGO, NY 13126-2403
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SW 9TH ST, OSWEGO, NY 13126-2403

Mortgage

Document Number	0000004712
Date	Apr 27, 2021
Instrument	R-2021-004712

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 85 SW 9th St was $1,112, down 38.8% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (-38.83%)
2025	$1,818.00	$97,000 Land $16,900 Building $80,100	$97,000 Land $16,900 Building $80,100
2023		$90,000 Land $9,700 Building $80,300	$108,434 Land $11,687 Building $96,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 SW 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 SW 9th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20