Haywood County property record for 85 Suttles St, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1943 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Apr 2008) |
| Tax Bill | $207 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8637-41-2905 |
| Primary APN | 8637-41-2905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Heated Area |
| Gross Area | 1,128 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 200492 |
|---|---|
| Street Address | 85 SUTTLES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85 SUTTLES ST |
| Legal Subdivision | CLAYTON MEHAFFEY PROP |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 920502 |
Source: Haywood County records · APN 8637-41-2905
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 752, CLYDE, NC 28721-0752 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2008 · Amount on Record |
| Deed Sale | Apr 11, 2008 · Amount on Record |
| Deed Document Number | 20084254 |
| Deed Book / Page | 733 / 1340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 85 SUTTLES ST, CLYDE, NC 28721-9702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 85 SUTTLES ST, CLYDE, NC 28721-9702 |
| Document Number | 0010941199 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 1094/1199 |
| Instrument | 2023008044 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Clyde Town |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,900 (-) Land $16,200 Building $15,700 | ||
| 2025 | $207.00 | $31,900 (-54.03%) Land $16,200 Building $15,700 | $31,900 (-54.03%) Land $16,200 Building $15,700 |
| 2023 | $69,400 Land $16,200 Building $53,200 | $69,400 (-) Land $16,200 Building $53,200 | |
| 2021 | $69,400 Land $16,200 Building $53,200 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 38 (2004–2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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