85 Sunny Ln, Commerce, GA 30529 Property Records

Jackson County property record for 85 Sunny Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 1992
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Feb 2024)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C12 028S`

Property Details

APN / Parcel Number

Primary APN	`C12 028S`
Alternative APN	`8981`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Heated Area
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Carport	Carport
Deck Area	200 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8981
Street Address	85 SUNNY LN
City	COMMERCE
State	GA
Zip	30529-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 18 PIEDMONT PLACE PHASE 1
Legal Subdivision	PHASE I PIEDMONT
Legal Phase	1
Legal Lot Number	18
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2010
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 SUNNY LN, COMMERCE, GA 30529-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Mar 28, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Book / Page	109X / 718
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Apr 1, 2026
Property Address	85 SUNNY LN, COMMERCE, GA 30529-2838
Document Number	00119N0000000477
Book / Page	119N / 477
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119000477,
Date	Apr 1, 2026
Book Page	119N/477

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Mar 1, 2054

Interest

Rate	6.01%
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 29, 2024
Property Address	85 SUNNY LN, COMMERCE, GA 30529-2838
Document Number	00109X0718
Book / Page	109X / 718
Instrument Date	Feb 29, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SUNNY LN, COMMERCE, GA 30529-2838

Mortgage

Document Number	000109X720
Date	Feb 29, 2024
Instrument	109X/720

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 28, 2017
Property Address	85 SUNNY LN, COMMERCE, GA 30529-2838
Document Number	00076M0023
Book / Page	00076M / 000023
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85 SUNNY LN COMMERCE GA 305292838, COMMERCE, GA 30529-2838

Mortgage

Document Number	76M0025
Date	Mar 28, 2017
Book Page	00076M/000025

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	ATHENS, GA 30601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 27, 2022

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,288 (-) Land $10,000 Building $53,288	$158,220 (-) Land $25,000 Building $133,220
2025	$1,676.00 (-4.06%) Homeowner's exemption	$63,288 (-) Land $10,000 Building $53,288	$158,220 (-) Land $25,000 Building $133,220
2024	$1,747.00 (+2.52%)	$63,288 (+9.94%) Land $10,000 Building $53,288	$158,220 (+9.94%) Land $25,000 Building $133,220
2023	$1,704.00 (+23.3%)	$57,568 (+34.98%) Land $10,000 Building $47,568	$143,920 (+34.98%) Land $25,000 Building $118,920
2022	$1,382.00	$42,648 Land $4,000 Building $38,648	$106,620 Land $10,000 Building $96,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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