Elmore County property record for 85 Summer Loop, Deatsville, AL 36022
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,688 sqft · built 2019 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,900 (Feb 2020) |
| Tax Bill | $1,547 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-06-0-001-001.043 |
| Primary APN | 15-03-06-0-001-001.043 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,688 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 9,996 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 255 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 85 SUMMER LOOP |
|---|---|
| City | DEATSVILLE |
| State | AL |
| Zip | 36022-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SUMMERFIELD PLAT 8 PB 17 PG 44 CONTAINING .39 ACS M/L. |
| Legal Range | 17E |
| Legal Township | 18N |
| Legal Section | 06 |
| Legal Subdivision | SUMMERFIELD PLAT #8 |
| Legal Lot Number | 4 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ELMORE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 30901 |
85 Summer Loop is owned and occupied by an individual who bought it in February 2020.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 85 SUMMER LOOP, DEATSVILLE, AL 36022-5438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC |
| Feb 4, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage GMFS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2020 · Amount on File |
| Deed Sale | Feb 4, 2020 · Amount on File |
| Deed Book / Page | 2020 / 7375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Apr 28, 2026 |
| Property Address | 85 SUMMER LOOP, DEATSVILLE, AL 36022-5438 |
| Document Number | 2026024932 |
| Book / Page | 2026 / 24932 |
| Instrument Date | Apr 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 SUMMER LOOP, DEATSVILLE, AL 36022-5438 |
| Investor | Possibly a Property Investor |
| Document Number | 2026024932, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 2026/24932 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Feb 4, 2020 |
| Property Address | 85 SUMMER LOOP, DEATSVILLE, AL 36022-5438 |
| Document Number | 2020/07375 |
| Book / Page | 2020 / 07375 |
| Map Reference | MB 17 PG 44 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 241936, MONTGOMERY, AL 36124-1936 |
| Name | Verified Name |
|---|---|
| Address | 85 SUMMER LOOP, DEATSVILLE, AL 36022-5438 |
| Document Number | 0202007379 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 2020/07379 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
The 2026 property tax bill for 85 Summer Loop was $1,547, up 6.8% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Municipality | Deatsville Town |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,547.00 (+6.76%) | ||
| 2025 | $1,449.00 (+6.7%) | $55,980 (+7%) | $297,900 (+13.88%) Land $45,000 Building $252,900 |
| 2024 | $1,358.00 (-0.8%) | $52,320 (+98.33%) | $261,600 (-0.83%) Land $45,000 Building $216,600 |
| 2023 | $1,369.00 (+15.63%) | $26,380 (+16.31%) Land $4,500 Building $21,880 | $263,800 (+16.31%) Land $45,000 Building $218,800 |
| 2022 | $1,184.00 | $22,680 Land $3,000 Building $19,680 | $226,800 Land $30,000 Building $196,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 Summer Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Summer Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMORE WATER & SEWER AUTHORITY serves 13,680 people · EPA ID AL0000535 |
|---|---|
| Water Source | Purchased surface water from CITY OF MONTGOMERY, THE WW&SSB OF THE |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Access Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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