Metcalfe County property record for 85 Subtle Garrett Creek Rd, Edmonton, KY 42129
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 752 sqft |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (May 2025) |
| Tax Bill | $742 (2025) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-00-00-009.00 |
| Primary APN | 079-00-00-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 171,191 sqft (3.93 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 41904 |
|---|---|
| Street Address | 85 SUBTLE GARRETT CREEK RD |
| City | EDMONTON |
| State | KY |
| Zip | 42129-9129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.93A BLDG & HSES |
| Jurisdiction | METCALFE KY |
| Township / Civil Division | EDMONTON |
| Census Block Group | 4 |
| Census Block | 4071 |
| Census Tract | 960300 |
85 Subtle Garrett Creek Rd is owned by two individuals who bought it in May 2025.
Source: Metcalfe County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 SUBTLE GARRET RD, EDMONTON, KY 42129 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on File |
| Deed Sale | May 23, 2025 · Amount on File |
| Deed Book / Page | 180 / 552 |
| Prior Transfer Date | Apr 30, 2025 |
| Prior Transfer Doc | 0180000464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METCALFE KY |
| Property Address | 85 SUBTLE GARRETT CREEK RD, EDMONTON, KY 42129-9129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 85 SUBTLE GARRETT CREEK RD, EDMONTON, KY 42129-9129 |
| Document Number | 000216/667 |
|---|---|
| Date | May 23, 2025 |
| Book Page | 216/667 |
| Name | DONALD R GARMON |
|---|---|
| Type | Private Party |
| Address | 720 E MAIN ST, GLASGOW, KY 42141 |
| Amount | Amount on Record |
|---|---|
| Term | 79 Months |
| Due | Dec 1, 2031 |
The 2025 property tax bill for 85 Subtle Garrett Creek Rd was $742.
Source: Metcalfe County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Metcalfe County |
| Unified School District | Metcalfe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-) | $70,000 | |
| 2025 | $742.00 | $70,000 | |
| 2024 | $70,000 (+159.26%) | ||
| 2023 | $271.00 | $27,000 | $27,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 85 Subtle Garrett Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 85 Subtle Garrett Creek Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDMONTON WATER WORKS serves 8,515 people · EPA ID KY0850115 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Rural Telecommunications Cooperative Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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