85 Stonegate Dr, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 85 Stonegate Dr, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,125 sqft · built 2020
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$376,871 (Mar 2020)
Tax Bill	$4,109 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-20-33640-000-0380`

Property Details

APN / Parcel Number

Primary APN	`30-2S-20-33640-000-0380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,125 sqft Living Area
Gross Area	2,752 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	12.5 ft deep x 5.5 ft wide
Garage Type	Finished
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85 STONEGATE DR
City	SANTA ROSA BEACH
State	FL
Zip	32459-6267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 STONEGATE S/D PB 21-19 OR 3138-1849
Legal Range	20W
Legal Township	02S
Legal Section	30
Legal Subdivision	STONEGATE S/D
Legal Lot Number	38
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950604

Owner

85 Stonegate Dr is owned and occupied by an individual who bought it in March 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	85 STONEGATE DR, SANTA ROSA BEACH, FL 32459-6267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Deed Document Number	20200011491
Deed Book / Page	3138 / 1849
Record Updated	Jun 8, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2020
Property Address	85 STONEGATE DR, SANTA ROSA BEACH, FL 32459-6267
Document Number	0031381849
Book / Page	3138 / 1849
Map Reference	MB 21 PG 19&20
Instrument Date	Mar 27, 2020
Instrument	20200011491
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,636.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 STONEGATE DR, SANTA ROSA BEACH, FL 32459-6267

Mortgage

Document Number	0031381850
Date	Mar 30, 2020
Instrument	3138/1850

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$594,913 Land $55,000 Building $539,913	$594,913 Land $55,000 Building $539,913
2024	$4,109.00 (+3.82%)
2023	$3,958.00 (+1.23%) Homeowner's exemption	$509,351 (+10.71%) Land $46,835 Building $462,516	$509,351 (+10.71%) Land $46,835 Building $462,516
2022	$3,910.00 Homeowner's exemption	$460,097 Land $51,987 Building $408,110	$460,097 Land $51,987 Building $408,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Stonegate Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 193 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Stonegate Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Cox Communications, Wildstar Networks.

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