85 Stonebridge Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 85 Stonebridge Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	5,664 sqft · built 1928
Lot Size	1.74 acres (75,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,654,000 (Nov 2023)
Tax Bill	$62,187 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01101-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`13-01101-0000-00012`
Alternative APN	`130110100012`

Interior

Stories	2 Stories
Building Area	5,664 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Stucco
Lot Area	75,799 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130110100012
Street Address	85 STONEBRIDGE RD
City	MONTCLAIR
State	NJ
Zip	07042-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	75800SF
Legal Block	1101
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2005
Census Tract	16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 3, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA
Mar 31, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Jun 15, 2011 · Amount on Record
Deed Document Number	202366583
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0124989861
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631

Mortgage

Document Number	0000067471
Date	Oct 28, 2025
Instrument	2025067471

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631

Mortgage

Document Number	0000059120
Date	Sep 18, 2025
Instrument	2025059120

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 3, 2023
Property Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631
Document Number	0000066583
Instrument Date	Oct 24, 2023
Instrument	2023066583
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,512.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 YALE TER, MONTCLAIR, NJ 07042-4111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631

Mortgage

Document Number	0000066584
Date	Nov 3, 2023
Instrument	2023066584

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021105896
Date	Aug 27, 2021
Instrument	2021105896

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Sep 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.55%
Index	Other
Margin	3
Max Rate	7.55%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	85 STONEBRIDGE RD, MONTCLAIR, NJ 07042-1631
Document Number	0000031304
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 STONEBRIDGE RD MONTCLAIR NJ 070421631, MONTCLAIR, NJ 07042-1631

Mortgage

Document Number	0000031304
Date	Apr 7, 2017
Instrument	31304

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,768,700 (-) Land $461,600 Building $1,307,100	$1,768,700 (-) Land $461,600 Building $1,307,100
2025	$62,187.00 (+3.32%)	$1,768,700 (-) Land $461,600 Building $1,307,100	$1,768,700 (-) Land $461,600 Building $1,307,100
2024	$60,188.00 (+3.5%)
2023		$1,768,700 (-) Land $461,600 Building $1,307,100	$1,768,700 (-) Land $461,600 Building $1,307,100
2022	$58,154.00 (+1.76%)	$1,768,700 Land $461,600 Building $1,307,100	$1,768,700 Land $461,600 Building $1,307,100
2021	$57,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2023 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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