85 Stone Ridge Rd, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 85 Stone Ridge Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,508 sqft · built 1958
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on File
Last Sale	$700,700 (Jan 2018)
Tax Bill	$19,710 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00261-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`11-00261-0000-00005`
Alternative APNs	`110026100005` `00285600`

Interior

Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	2,508 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	20,255 sqft (0.465 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00285600
Street Address	85 STONE RIDGE RD
City	SUMMIT
State	NJ
Zip	07901-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RIDGE PARK SEC #2
Legal Block	261
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3015
Census Tract	38101

Owner

85 Stone Ridge Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Union County and New Providence Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 STONE RIDGE RD, SUMMIT, NJ 07901-4156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 11, 2018	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2018 · Amount on File
Deed Sale	Jan 11, 2018 · Amount on File
Deed Document Number	2018295541
Prior Transfer Date	Oct 21, 1998
Prior Transfer Doc	0000059046
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	85 STONE RIDGE RD, SUMMIT, NJ 07901-4156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BLUELAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147430524
Date	Aug 10, 2020
Book Page	14743/524
Instrument	696394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 11, 2018
Property Address	85 STONE RIDGE RD, SUMMIT, NJ 07901-4156
Document Number	0062390379
Book / Page	006239 / 000379
Instrument Date	Nov 7, 2017
Instrument	295541
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85 STONE RIDGE RD SUMMIT NJ 079014156, SUMMIT, NJ 07901-4156

Mortgage

Document Number	143920429
Date	Jan 11, 2018
Book Page	014392/000429
Instrument	652116

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 85 Stone Ridge Rd was $19,710, up 1.6% from the year before.

Source: Union County and New Providence Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,000 (-) Land $178,100 Building $197,900	$376,000 (-) Land $178,100 Building $197,900
2025	$19,710.00 (+1.55%)	$376,000 Land $178,100 Building $197,900	$376,000 Land $178,100 Building $197,900
2024	$19,409.00
2023		$376,000 Land $178,100 Building $197,900	$376,000 Land $178,100 Building $197,900
2022	$18,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Stone Ridge Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1978–2025)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Stone Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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