Anne Arundel County property record for 85 Stewart Dr, Edgewater, MD 21037
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5,360 sqft · built 2006 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,350,000 (Jan 2025) |
| Tax Bill | $28,895 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-750-90212446 |
| Primary APN | 01-750-90212446 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,360 sqft Gross Area |
| 1st Floor Area | 5,360 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 54,450 sqft |
| View / Lot | Commercial/Industrial |
| Porch | Open Porch |
| Porch Area | 336 sqft |
| Canopy | 848 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 75090212446 |
|---|---|
| Street Address | 85 STEWART DR |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1645 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C3 |
| Legal Description | LT3B OR 1.250 ACRES SOUTHDOWN SHR SHOP CTR |
| Legal Subdivision | SOUTHDOWN SHR SHOP CTR |
| Legal Block | 2 |
| Legal Lot Number | 3B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 701101 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 85 STEWART DR, EDGEWATER, MD 21037-1645 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ESSEX BANK |
| Jun 30, 2021 | Deed, Transfer · Commercial Mortgage SEVERN SAVINGS BANK FSB |
| Oct 4, 2018 | Grant Deed, Transfer DAVID R MORAUER EXEMPT (CT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on Record |
| Deed Sale | Jan 9, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Book / Page | 41015 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 85 STEWART DR, EDGEWATER, MD 21037-1645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0328530333 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 32853/333 |
| Name | ESSEX BANK |
|---|---|
| Type | Bank |
| Address | CROFTON, MD 21114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 30, 2021 |
| Property Address | 85 STEWART DR, EDGEWATER, MD 21037-1645 |
| Document Number | 0371040316 |
| Book / Page | 37104 / 316 |
| Map Reference | MB 270 PG 19&20 |
| Instrument Date | Jun 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 37104321 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 37104/321 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 4, 2018 |
| Property Address | 85 STEWART DR, EDGEWATER, MD 21037-1645 |
| Document Number | 0325430081 |
| Book / Page | 032543 / 000081 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6801 E CLINTON ST CLINTON MD 207352103, CLINTON, MD 20735-2103 |
| Document Number | 325430087 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 032543/000087 |
| Name | DAVID R MORAUER EXEMPT (CT) |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 2% |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,594,100 (+5.46%) Land $675,000 Building $1,919,100 | $2,594,100 (+5.46%) Land $675,000 Building $1,919,100 | |
| 2025 | $28,895.00 (+7.57%) | ||
| 2023 | $26,861.00 | $2,459,800 Land $675,000 Building $1,784,800 | $2,459,800 Land $675,000 Building $1,784,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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