85 Stevens St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 85 Stevens St, Windsor Locks, CT 06096 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,282 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Sep 2020)
Tax Bill	$4,867 (2024)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`426200`

Property Details

APN / Parcel Number

Primary APN	`426200`
Alternative APNs	`WINL M:40 B:76 L:122` `00426200`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,282 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	426200
Street Address	85 STEVENS ST
City	WINDSOR LOCKS
State	CT
Zip	06096-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	76
Legal Lot Number	122
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	4
Census Block	4000
Census Tract	476300

Owner

Source: Windsor Locks Town records · APN 426200

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85 STEVENS ST, WINDSOR LOCKS, CT 06096-2117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC
Sep 18, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Dec 11, 2015 · Amount on Record
Deed Document Number	2020874310002
Deed Book / Page	497 / 550
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	85 STEVENS ST, WINDSOR LOCKS, CT 06096-2117
Transaction Type	Mortgage
Record Updated	Aug 20, 2025
Title Company	NONE AVILABALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000548-363
Date	Jul 31, 2025
Book Page	548/363
Instrument	2408210008

Lender

Name	SPRING EQ LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2045

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Sep 18, 2020
Property Address	85 STEVENS ST, WINDSOR LOCKS, CT 06096-2117
Document Number	497-550
Book / Page	497 / 550
Instrument Date	Sep 04, 2020
Instrument	874310002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	85 STEVENS ST, WINDSOR LOCKS, CT 06096-2117

Mortgage

Document Number	874320014
Date	Sep 18, 2020
Instrument	874320014

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$202,860 (+51.73%) Land $61,880 Building $140,980	$142,002 Land $43,316 Building $98,686
2024	$4,867.00 (+29.37%)	$133,700 (+1.54%) Land $49,110 Building $84,590
2023	$3,762.00 (+10.61%)	$131,670 (-) Land $49,140 Building $82,530
2022	$3,401.00	$131,670 Land $49,140 Building $82,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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