85 Stevens St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 85 Stevens St, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,431 sqft · built 1948
Lot Size0.275 acres (11,979 sqft)
OwnerTrust Name on File
Last Sale$204,900 (Dec 1999)
Tax Bill$7,182 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (minimal risk)
APNANDO M:00054 B:00104 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00054 B:00104 L:00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,431 sqft Living Area
Gross Area2,861 sqft
Basement Area875 sqft
Unfinished Basement875 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address85 STEVENS ST
CityANDOVER
StateMA
Zip01810-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal SubdivisionGEORGE F DUFTON
Legal Block104
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group3
Census Block3001
Census Tract254100

Owner

85 Stevens St is owner-occupied and held in a trust since October 2022.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of RecordTrust Name on File
Mailing Address85 STEVENS ST, ANDOVER, MA 01810-3546
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 1999 · Amount on File
Deed SaleDec 10, 1999 · Amount on File
Deed Book / Page5630 / 24
Last Transfer DateOct 5, 2022
Transfer Doc017587-276
Record UpdatedSep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateOct 6, 2022
Property Address85 STEVENS ST, ANDOVER, MA 01810-3546
Document Number017587-276
Book / Page17587 / 276
Instrument DateOct 5, 2022
Instrument23437
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 STEVENS ST, ANDOVER, MA 01810-3546

Tax Assessment & Valuation

The 2025 property tax bill for 85 Stevens St was $7,182, down 4.3% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,182.00 (-4.32%)$575,000 (-1.34%) Land $291,400 Building $283,600$633,555
2024$7,506.00 (+3.42%)$582,800 (+9.69%) Land $316,000 Building $266,800
2023$7,258.00$531,300 Land $292,700 Building $238,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Stevens St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 individual policies
Nearby Flood Policies72 units insured
incl. 60 condo units
Nearby Flood Claims43 (1979–2010)
Claims Outside the SFHA5 of 43
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 12 claims
  • Severe Storms And Flooding, May 2006 · 9 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Stevens St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Stevens St

Nearby Streets

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