Bergen County and Demarest Borough property record for 85 Stelfox St, Demarest, NJ 07627 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,994 sqft · built 2014 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jan 2014) |
| Tax Bill | $35,463 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00029-03-00248 |
| Primary APN | 09-00029-03-00248 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,994 sqft Living Area |
|---|
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Old Parcel Number | 0900029C00248 |
|---|---|
| Street Address | 85 STELFOX ST |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.280AC |
| Legal Subdivision | DEMAREST REAL ESTATE CO |
| Legal Block | 29.3 |
| Legal Lot Number | 248 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00029-03-00248
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 STELFOX ST, DEMAREST, NJ 07627-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 15, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2014 · Amount on Record |
| Deed Sale | Jan 15, 2014 · Amount on Record |
| Deed Document Number | 20143377 |
| Deed Book / Page | 1602 / 1908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 STELFOX ST, DEMAREST, NJ 07627-1516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051671532 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 5167/1532 |
| Instrument | 2024005462 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 85 STELFOX ST, DEMAREST, NJ 07627-1516 |
| Document Number | 0026642431 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85 STELFOX ST DEMAREST NJ 076271516, DEMAREST, NJ 07627-1516 |
| Document Number | 0026642431 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 002664/002431 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jul 12, 2042 |
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964,700 (-) Land $612,000 Building $1,352,700 | $1,964,700 (-) Land $612,000 Building $1,352,700 | |
| 2025 | $35,463.00 (+9.44%) | $1,964,700 (+85.35%) Land $612,000 Building $1,352,700 | $1,964,700 (+85.35%) Land $612,000 Building $1,352,700 |
| 2024 | $32,404.00 (+7.68%) | ||
| 2023 | $1,060,000 Land $331,000 Building $729,000 | $1,060,000 Land $331,000 Building $729,000 | |
| 2022 | $30,093.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2010–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 14% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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