85 Starner Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 85 Starner Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,876 sqft · built 2003
Lot Size	4.7 acres (204,906 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,692 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`00RGG48146`

Property Details

APN / Parcel Number

Primary APN	`00RGG48146`
Alternative APNs	`06-0798-18-4-01-01-0000` `R0650248`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
1st Floor Area	1,428 sqft
2nd Floor Area	448 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	204,906 sqft (4.7 acres)
Garage Type	Detached
Garage Area	1,995 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	251 sqft
Deck Area	116 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RGG48146
Street Address	85 STARNER DR
City	BOZEMAN
State	MT
Zip	59718-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S18, T02 S, R05 E, MINOR SUB 316 SE4 4.704AC TRACT 1
Legal Range	05E
Legal Township	02S
Legal Section	18
Legal Subdivision	MINOR SUBDIVISION NO 316
Legal Tract	1
Jurisdiction	GALLATIN MT
Township / Civil Division	GALLATIN GATEWAY
Census Block Group	1
Census Block	1001
Census Tract	1200

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 STARNER DR, BOZEMAN, MT 59718-9062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 4, 2019	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Deed Document Number	20212743780
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	85 STARNER DR, BOZEMAN, MT 59718-9062
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2670150
Date	Jan 14, 2020
Instrument	2670150

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.32%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.32%
Index	1-Year LIBOR
Max Rate	8.32%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	85 STARNER DR, BOZEMAN, MT 59718-9062
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2646455
Date	Jun 4, 2019
Instrument	2646455

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.92%
Index	1-Year LIBOR
Max Rate	8.92%

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Secondary School District	Bozeman High School District (09 - 12)
Elementary School District	Monforton Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,692.00 (-23.51%)	$1,229,800 (+2.76%)	$1,229,800 (+2.76%) Land $637,520 Building $592,280
2023	$6,134.00	$1,196,760	$1,196,760 Land $535,480 Building $661,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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