85 Spruce St, Windber, PA 15963 Property Records

Somerset County property record for 85 Spruce St, Windber, PA 15963

Property Summary

Property Type	Mobile Home
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Oct 2023)
Tax Bill	$481 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S34-044-009-000`

Property Details

APN / Parcel Number

Primary APN	`S34-044-009-000`
Alternative APNs	`S34-044-009-00` `342001850`

Exterior

Architectural Style	Mobile Home
Lot Area	15,507 sqft (0.356 acres)
Terrain	Above Road/Slope

Location & Zoning

Account Number	342001850
Street Address	85 SPRUCE ST
City	WINDBER
State	PA
Zip	15963-5010
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.356 A HO TR GAR
Jurisdiction	SOMERSET PA
Township / Civil Division	PAINT
Census Block Group	2
Census Block	2010
Census Tract	20200

Owner

85 Spruce St, a mobile home, is owned and occupied by an individual who bought it in October 2023.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	713 GRAHAM AVE, WINDBER, PA 15963-1424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Deed Document Number	20237212
Deed Book / Page	3043 / 450
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Oct 26, 2023
Property Address	85 SPRUCE ST, WINDBER, PA 15963-5010
Document Number	003043/450
Book / Page	3043 / 450
Instrument Date	Oct 24, 2023
Instrument	2023007212
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	713 GRAHAM AVE, WINDBER, PA 15963-1424

Mortgage

Document Number	2023007214
Date	Oct 26, 2023
Instrument	2023007214

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Paint Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$8,390
2024	$481.00 (+6.65%)	$8,390 (-)
2023	$451.00	$8,390
1998			$16,770 Land $8,560 Building $8,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Spruce St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Spruce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDBER AREA AUTH serves 9,463 people · EPA ID PA4560013
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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