Stanly County property record for 85 Spruce St, Badin, NC 28009
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,878 sqft · built 1920 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Jun 2016) |
| Tax Bill | $892 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 666004823915 |
| Primary APN | 666004823915 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 188 ft deep x 31 ft wide |
| Porch | Porch |
| Porch Area | 336 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 141687 |
|---|---|
| Street Address | 85 SPRUCE ST |
| City | BADIN |
| State | NC |
| Zip | 28009 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-10 |
| Legal Description | HSE 85 SPRUCE ST LT 2 666016254 |
| Legal Lot Number | 2 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 930200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Badin Historic District listed 1983 · 208 contributing resources · NRIS 83004000 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1142, BADIN, NC 28009-1142 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 10, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2016 · Amount on Record |
| Deed Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 2016381617 |
| Deed Book / Page | 1566 / 679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 85 SPRUCE ST, BADIN, NC 28009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000465460 |
|---|---|
| Date | Feb 19, 2024 |
| Book Page | 1845/19 |
| Instrument | 465460 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 10, 2023 |
| Property Address | 85 SPRUCE ST, BADIN, NC 28009 |
| Document Number | 0000462417 |
| Book / Page | 1834 / 1654 |
| Map Reference | MB 31 PG 123 |
| Instrument Date | Oct 9, 2023 |
| Instrument | 462417 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9669 FRED RD, STANFIELD, NC 28163-8677 |
| Name | Verified Name |
|---|---|
| Address | 8556 HONEYCUTT RD # B, B, STANFIELD, NC 28163-7605 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Badin Town |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $892.00 (+937.21%) | $85,983 (+73.74%) Land $11,253 Building $74,730 | $85,983 (+73.74%) Land $11,253 Building $74,730 |
| 2023 | $86.00 (-84.72%) | $49,490 (-) Land $4,092 Building $45,398 | $49,490 (-) Land $4,092 Building $45,398 |
| 2022 | $563.00 | $49,490 Land $4,092 Building $45,398 | $49,490 Land $4,092 Building $45,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANLY CO-PALESTINE-BADIN DIST serves 1,964 people · EPA ID NC0184141 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALBEMARLE |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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