85 Spruce Ct, Bracey, VA 23919 Property Records

Mecklenburg County property record for 85 Spruce Ct, Bracey, VA 23919 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4,763 sqft · built 1997
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (May 2020)
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`183A06-01-K-048`

Property Details

APN / Parcel Number

Primary APN	`183A06-01-K-048`
Alternative APN	`R016138`

Interior

Bedrooms	6 Beds
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,763 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R016138
Street Address	85 SPRUCE CT
City	BRACEY
State	VA
Zip	23919-1978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 SEC K TANGLEWOOD SHORES
Legal Block	K
Legal Lot Number	48
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	1
Census Block	1023
Census Tract	930104

Owner

Source: Mecklenburg County records · APN 183A06-01-K-048

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8704 GLENEAGLES DR, RALEIGH, NC 27613-5418
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
May 27, 2020	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION
Jul 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jul 25, 2019
Deed Document Number	200001785
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	85 SPRUCE CT, BRACEY, VA 23919-1978
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005782
Date	Nov 29, 2021
Instrument	210005782

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	May 27, 2020
Property Address	85 SPRUCE CT, BRACEY, VA 23919-1978
Document Number	0200001785
Instrument Date	May 18, 2020
Instrument	200001785
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8704 GLENEAGLES DR, RALEIGH, NC 27613-5418

Mortgage

Document Number	0200001786
Date	May 27, 2020
Instrument	200001786

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 22, 2025
Margin	2

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG VA
Recording Date	Jul 25, 2019
Property Address	85 SPRUCE CT, BRACEY, VA 23919-1978
Document Number	0190002479
Instrument Date	May 24, 2019
Instrument	190002479
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 409, BRACEY, VA 23919-0409

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,565.00 (+1.97%)	$990,400 (+13.31%) Land $300,000 Building $690,400	$990,400 (+13.31%) Land $300,000 Building $690,400
2023	$3,496.00 (+3.65%)	$874,100 (+3.64%) Land $300,000 Building $574,100	$874,100 (+3.64%) Land $300,000 Building $574,100
2022	$3,373.00	$843,400 Land $300,000 Building $543,400	$843,400 Land $300,000 Building $543,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (51117C), updated May 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511179301041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mecklenburg Electric Cooperative	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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