85 Spring Valley Dr, Mount Juliet, TN 37122 Property Records

Wilson County property record for 85 Spring Valley Dr, Mount Juliet, TN 37122

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,072 sqft · built 2017
Lot Size	1.07 acres (46,439 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Oct 2025)
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Jun 2025 Second Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049H-A-019.00`

Property Details

APN / Parcel Number

Primary APN	`049H-A-019.00`
Alternative APNs	`01049HA049H01900` `095049H A 01900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,072 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	904 sqft
Upper Floors Area	264 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Lot Area	46,439 sqft (1.07 acres)
Lot Dimensions	410 ft deep x 113 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	85 SPRING VALLEY DR
City	MOUNT JULIET
State	TN
Zip	37122-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE ACRES SEC 2 PB 3 PG 139 LOT 35 113.1 X 410.6 IRR
Legal Subdivision	PARADISE ACRES SEC 2
Legal Lot Number	35
Jurisdiction	WILSON TN
Township / Civil Division	22
Census Block Group	3
Census Block	3018
Census Tract	30304

Owner

85 Spring Valley Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Wilson County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 SPRING VALLEY DR, MOUNT JULIET, TN 37122-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 21, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Aug 21, 2017 · Amount on File
Deed Document Number	202522036
Deed Book / Page	2404 / 1659
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	85 SPRING VALLEY DR, MOUNT JULIET, TN 37122-2507
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002380/848
Date	Jun 10, 2025
Book Page	2380/848
Instrument	25012345

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Dec 9, 2025

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TN
Recording Date	Oct 3, 2025
Property Address	85 SPRING VALLEY DR, MOUNT JULIET, TN 37122-2507
Document Number	02404/1659
Book / Page	2404 / 1659
Map Reference	MB 3 PG 139
Instrument Date	Sep 30, 2025
Instrument	25022036
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRING VALLEY DR, MT JULIET, TN 37122-2507

Mortgage

Document Number	0025022037
Date	Oct 3, 2025
Instrument	25022037

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON TN
Recording Date	Aug 21, 2017
Property Address	85 SPRING VALLEY DR, MOUNT JULIET, TN 37122-2507
Document Number	1777/1639
Book / Page	1777 / 1639
Map Reference	MB3 PG139
Instrument Date	Aug 14, 2017
Instrument	17619839
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	BIRTHRIGHT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRING VALLEY DR, MOUNT JULIET, TN 37122-2507

Mortgage

Document Number	17619840
Date	Aug 21, 2017
Instrument	17619840

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 85 Spring Valley Dr was $1,363, down 5.5% from the year before.

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Municipality	Mount Juliet City
Unified School District	Wilson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00 (-5.48%)	$71,425 (-) Land $13,750 Building $57,675	$285,700 Land $55,000 Building $230,700
2024	$1,442.00	$71,425 (-) Land $13,750 Building $57,675
2023		$71,425 (-) Land $13,750 Building $57,675
2022	$1,442.00	$71,425 Land $13,750 Building $57,675
2021			$285,700 Land $55,000 Building $230,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85 Spring Valley Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	26 (2009–2021)
Claims Outside the SFHA	17 of 26
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Spring Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST WILSON UTILITY DISTRICT serves 86,978 people · EPA ID TN0000743
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, United Communications, Verizon.

Nearby Properties on Spring Valley Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures