85 Spring St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 85 Spring St, Quincy, MA 02169

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,044 sqft · built 1920
Lot Size0.179 acres (7,788 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jan 2016)
Tax Bill$8,119 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Aug 2022 Refinance
Flood ZoneZone AE (high risk)
APNM:1056 B:35 L:135

Property Details

APN / Parcel Number

Primary APNM:1056 B:35 L:135
Alternative APNs
  • QUIN M:1056 B:35 L:135
  • 103401

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,044 sqft Living Area
Gross Area2,049 sqft
Basement Area630 sqft
Unfinished Basement630 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,788 sqft (0.179 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number103401
Street Address85 SPRING ST
CityQUINCY
StateMA
Zip02169-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block35
Legal Lot Number135
JurisdictionQUINCY MA
Township / Civil DivisionQUINCY
Census Block Group3
Census Block3009
Census Tract417801

Owner

85 Spring St is owned and occupied by an individual who bought it in January 2016.

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address85 SPRING ST, QUINCY, MA 02169-3823
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
Aug 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2016 · Amount on File
Deed SaleJan 8, 2016 · Amount on File
Deed Document Number20162107
Deed Book / Page33776 / 452
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUINCY MA
Recording DateJun 22, 2026
Property Address85 SPRING ST, QUINCY, MA 02169-3823
Document Number0000042120
Book / Page43183 / 394
Instrument DateJun 16, 2026
Instrument202642120
Transaction TypeMortgage
Record UpdatedJul 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SPRING ST, QUINCY, MA 02169-3823

Mortgage

Document Number0000042120,
DateJun 22, 2026
Book Page43183/394
Instrument202642120
Lender
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionQUINCY MA
Property Address85 SPRING ST, QUINCY, MA 02169-3823
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040731-87
DateAug 4, 2022
Book Page40731/87
Instrument69496
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 85 Spring St was $8,119, up 5.4% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityQuincy City
Unified School DistrictQuincy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,119.00 (+5.4%)$689,200 (+3.16%) Land $425,800 Building $263,400$612,435
2025$7,703.00 (+5.33%)$668,100 (+2.96%) Land $413,400 Building $254,700
2024$7,313.00 (+8.73%)$648,900 (+7.38%) Land $375,800 Building $273,100$772,635
2023$6,726.00$604,300 Land $341,600 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Spring St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 103 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies106 units insured
incl. 3 condo units
Nearby Flood Claims160 (1978–2024)
Claims Outside the SFHA22 of 160
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 27 claims
  • Coastal Storm, Oct 1991 · 34 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUINCY WATER DEPT. (MWRA)
serves 106,000 people · EPA ID MA3243000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2024
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Netafy
Fixed Wireless
150 / 150

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