85 Spencer Lee Ln, Erwin, NC 28339 Property Records

Harnett County property record for 85 Spencer Lee Ln, Erwin, NC 28339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2018
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Apr 2018)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1500035079`

Property Details

APN / Parcel Number

Primary APN	`1500035079`
Alternative APN	`070588 0140 22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Heated Area
Gross Area	1,738 sqft
1st Floor Area	1,568 sqft
Flooring	Plywood

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Lot Area	49,223 sqft (1.13 acres)
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500035079
Street Address	85 SPENCER LEE LN
City	ERWIN
State	NC
Zip	28339-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT#22 RIVERLAND ESTS II MAP#2003-989
Legal Subdivision	RIVERLAND ESTATES
Legal Lot Number	22
Jurisdiction	HARNETT NC
Township / Civil Division	DUKE
Census Block Group	1
Census Block	1026
Census Tract	70401

Owner

Source: Harnett County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jan 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 27, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC
Nov 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	0000005756
Deed Book / Page	3599 / 0678
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000001324
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113222
Date	Nov 14, 2022
Book Page	4173/1394
Instrument	2022113222

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	DUNN, NC 28334

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000115
Date	Jan 4, 2021
Book Page	3919/65
Instrument	2021000115

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026048
Date	Nov 4, 2021
Book Page	4070/777
Instrument	2021026048

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Jan 27, 2020
Property Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Document Number	0000001324
Book / Page	3777 / 0420
Map Reference	MAP 2003-989
Instrument Date	Jan 8, 2020
Instrument	2020001324
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000

Mortgage

Document Number	0000001325
Date	Jan 27, 2020
Instrument	2020001325

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Apr 27, 2018
Property Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Document Number	0000005756
Book / Page	3599 / 0678
Map Reference	MB 2003 PG 989
Instrument Date	Apr 26, 2018
Instrument	2018005756
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3335 CAROLINA WAY # 87, 3335, SANFORD, NC 27332-0144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000

Mortgage

Document Number	0000005757
Date	Apr 27, 2018
Instrument	2018005757

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 27, 2017
Property Address	85 SPENCER LEE LN, ERWIN, NC 28339-6000
Document Number	0000017615
Book / Page	003560 / 000800
Instrument Date	Nov 21, 2017
Instrument	17615
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3335 NC 87 S SANFORD NC 273329629, SANFORD, NC 27332-9629

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00 (+1.39%)	$239,462 (-)	$239,462 (-) Land $35,050 Building $204,412
2023	$1,727.00	$239,462	$239,462 Land $35,050 Building $204,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2016–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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