85 South St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 85 South St, Athol, MA 01331

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,262 sqft · built 1900
Lot Size0.39 acres (16,969 sqft)
Owner2 Individual Names on File
Last Sale$494,900 (Apr 2025)
Tax Bill$4,902 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jul 2023 Sale
APNATHO M:00023 B:00186 L:00000

Property Details

APN / Parcel Number

Primary APNATHO M:00023 B:00186 L:00000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,262 sqft Living Area
Gross Area3,880 sqft
Basement Area1,131 sqft
Unfinished Basement1,131 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,969 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address85 SOUTH ST
CityATHOL
StateMA
Zip01331-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG
Legal Block186
JurisdictionATHOL MA
Township / Civil DivisionATHOL
Census Block Group1
Census Block1031
Census Tract703100

Owner

85 South St is owned and occupied by two individuals who bought it in April 2025.

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address85 SOUTH ST, ATHOL, MA 01331-2232
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
Jul 21, 2023Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2025 · Amount on File
Deed SaleApr 3, 2025 · Amount on File
Prior SaleJul 21, 2023 · Amount on File
Deed Document Number202525920
Deed Book / Page71817 / 324
Prior Transfer DateApr 1, 2025
Prior Transfer Doc071817-324
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATHOL MA
Recording DateJun 30, 2026
Property Address85 SOUTH ST, ATHOL, MA 01331-2232
Document Number0000053910
Book / Page73799 / 91
Instrument DateMay 22, 2026
Instrument202653910
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SOUTH ST, ATHOL, MA 01331-2232

Mortgage

Document Number0000053910,
DateJun 30, 2026
Book Page73799/91
Instrument202653910
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.23%
Max Rate-1%

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionATHOL MA
Recording DateJul 21, 2023
Property Address85 SOUTH ST, ATHOL, MA 01331-2232
Document Number0069413-72
Book / Page69413 / 72
Instrument DateJul 21, 2023
Instrument58800
Transaction TypeTransfer
Record UpdatedAug 4, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 WINN ST, BURLINGTON, MA 01803-3116

Tax Assessment & Valuation

The 2026 property tax bill for 85 South St was $4,902, up 74.3% from the year before.

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAthol Town
Unified School DistrictAthol-Royalston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,902.00 (+74.26%)$386,900 (+74.83%) Land $53,300 Building $333,600$468,065 (-)
2025$2,813.00 (-6.08%)$221,300 (-5.18%) Land $51,300 Building $170,000$468,065 (+5.35%)
2024$2,995.00 (+2.71%)$233,400 (+12.37%) Land $51,300 Building $182,100$444,315
2023$2,916.00$207,700 Land $37,200 Building $170,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 85 South St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHOL DPW WATER DIVISION
serves 10,587 people · EPA ID MA1015000
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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