Lauderdale County property record for 85 Smithville Rd, Ripley, TN 38063
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,111 sqft · built 1975 |
| Lot Size | 0.444 acres (19,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,300 (Dec 2009) |
| Tax Bill | $363 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 049058F A 02800 |
| Primary APN | 049058F A 02800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,111 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,339 sqft (0.444 acres) |
| Lot Dimensions | 233 ft deep x 83 ft wide |
| Garage Type | Carport |
| Garage Area | 494 sqft |
| Carport | Carport |
| Carport Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Utility Building | 196 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 85 SMITHVILLE RD |
|---|---|
| City | RIPLEY |
| State | TN |
| Zip | 38063-6815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: F10 |
| Legal Subdivision | SMITHVILLE SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50400 |
85 Smithville Rd is owned and occupied by two individuals who bought it in December 2009.
Source: Lauderdale County records, as of April 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 SMITHVILLE RD, RIPLEY, TN 38063-6815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2009 · Amount on File |
| Deed Sale | Dec 18, 2009 · Amount on File |
| Prior Sale | Jun 30, 2009 · Amount on File |
| Deed Book / Page | 609 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Recording Date | Apr 9, 2026 |
| Property Address | 85 SMITHVILLE RD, RIPLEY, TN 38063-6815 |
| Document Number | 0000213206 |
| Book / Page | 840 / 307 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026213206 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 85 SMITHVILLE RD, RIPLEY, TN 38063-6815 |
| Document Number | 0000213206, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 840/307 |
| Instrument | 2026213206 |
| Name | BANKTENNESSEE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 85 Smithville Rd was $363.
Source: Lauderdale County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $363.00 | $14,300 Land $1,200 Building $13,100 | |
| 2023 | $14,300 (-) Land $1,200 Building $13,100 | ||
| 2022 | $14,300 Land $1,200 Building $13,100 | ||
| 2021 | $57,200 Land $4,800 Building $52,400 | ||
| 2018 | $356.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 85 Smithville Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 85 Smithville Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Forked Deer Connect Fiber | 2,500 / 1,250 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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