85 Simons Rd, Altamont, NY 12009 Property Records

Albany County and Berne Town property record for 85 Simons Rd, Altamont, NY 12009

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,129 sqft · built 2019
Lot Size	60.2 acres (2,622,312 sqft)
Owner	Individual Name on Record
Last Sale	$895,000 (Aug 2023)
Tax Bill	$7,292 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012000 80.-1-2.100`

Property Details

APN / Parcel Number

Primary APN	`012000 80.-1-2.100`
Alternative APNs	`200008000000010021000000` `08000000010021000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,129 sqft Living Area
1st Floor Area	2,129 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Game Room	Game Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	2,622,312 sqft (60.2 acres)
Garage Type	Mixed
Garage Area	1,696 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Solar
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08000000010021000000
Street Address	85 SIMONS RD
City	ALTAMONT
State	NY
Zip	12009-2807
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RAF
Legal Description	1.-83-6.1
Legal Block	1
Legal Lot Number	2.100
Jurisdiction	ALBANY NY
Township / Civil Division	BERNE
Census Block Group	3
Census Block	3014
Census Tract	14801

Owner

Source: Albany County and Berne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 SIMONS RD, ALTAMONT, NY 12009-2807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Aug 8, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SUNMARK FCU
Apr 10, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Deed Document Number	202315677
Prior Transfer Date	May 13, 2009
Prior Transfer Doc	0029490585
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	85 SIMONS RD, ALTAMONT, NY 12009-2807
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SCOTCH BUSH RD, BURNT HILLS, NY 12027-9771

Mortgage

Document Number	0000005678
Date	Aug 30, 2023
Instrument	R2023-15678

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2053

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 8, 2018
Property Address	85 SIMONS RD, ALTAMONT, NY 12009-2807
Instrument Date	Aug 3, 2018
Instrument	17634
Transaction Type	Construction Loan
Record Updated	Sep 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SIMONS RD BERNE NY 12023, BERNE, NY 12023

Mortgage

Document Number	0000017634
Date	Aug 8, 2018
Instrument	17634

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	Apr 10, 2018
Property Address	85 SIMONS RD, ALTAMONT, NY 12009-2807
Document Number	0000007827
Instrument Date	Apr 3, 2018
Instrument	7827
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$436.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 ALSEN ST ALBANY NY 122053101, ALBANY, NY 12205-3101

Tax Assessment & Valuation

Source: Albany County and Berne Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Berne Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,292.00 (+63.42%)
2025	$4,462.00 (+38.44%) Additional exemption filed	$175,000 (-) Land $64,100 Building $110,900	$460,526 (+13.16%) Land $168,684 Building $291,842
2023		$175,000 (+59.09%) Land $64,100 Building $110,900	$406,977 (+84.99%) Land $149,070 Building $257,907
2022		$110,000 Land $64,100 Building $45,900	$220,000 Land $128,200 Building $91,800
2021	$3,223.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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