85 Silverstone Dr, Marion, NC 28752 Property Records

McDowell County property record for 85 Silverstone Dr, Marion, NC 28752

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,612 sqft · built 2006
Lot Size0.923 acres (40,249 sqft)
Owner2 Individual Names on Record
Tax Bill$1,721 (2025)
Deeds & MortgagesDec 2022 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0794-00-75-9308

Property Details

APN / Parcel Number

Primary APN0794-00-75-9308
Alternative APN
  • 40693

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,249 sqft (0.923 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number40693
Street Address85 SILVERSTONE DR
CityMARION
StateNC
Zip28752-7248
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description.924 AC PER 12-3-04 SURVEY
Legal Tract1
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group2
Census Block2018
Census Tract970102

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address85 SILVERSTONE DR, MARION, NC 28752-7248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Nov 25, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2005
Deed SaleAug 5, 2005
Deed Document Number2005005560
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address85 SILVERSTONE DR, MARION, NC 28752-7248
Transaction TypeMortgage
Record UpdatedDec 13, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SILVERSTONE DR, MARION, NC 28752-7248

Mortgage

Document Number0014200714
DateDec 2, 2022
Book Page1420/714
Instrument2022006906
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term163 Months
DueJul 1, 2036

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address85 SILVERSTONE DR, MARION, NC 28752-7248
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 SILVERSTONE DR, MARION, NC 28752-7248

Mortgage

Document Number0013310395
DateNov 25, 2020
Book Page1331/395
Instrument2020006270
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term188 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,721.00$243,100 (-) Land $25,000 Building $218,100
2023$1,721.00$243,100 Land $25,000 Building $218,100$243,100 Land $25,000 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2020–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 89% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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