85 Shores Ave, Naples, FL 34110 Property Records

Collier County property record for 85 Shores Ave, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1974
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jul 2025)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`535300 463A22`

Property Details

APN / Parcel Number

Primary APN	`535300 463A22`
Alternative APNs	`65570960000125000463` `65570960000`

Interior

Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Location & Zoning

Street Address	85 SHORES AVE
City	NAPLES
State	FL
Zip	34110-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	PALM RIVER SHORES LOT 46
Legal Range	25
Legal Township	48
Legal Section	22
Legal Subdivision	PALM RIVER SHORES
Legal Tract	535300
Legal Block	1
Legal Lot Number	46
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1018
Census Tract	10108

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 SHORES AVE, NAPLES, FL 34110-1607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	20256701386
Deed Book / Page	6484 / 3094
Prior Transfer Date	May 11, 2004
Prior Transfer Doc	0003398241
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	85 SHORES AVE, NAPLES, FL 34110-1607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SHORES AVE, NAPLES, FL 34110-1607

Mortgage

Document Number	0058282473
Date	Oct 12, 2020
Book Page	5828/2473
Instrument	5936591

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 8, 2019
Property Address	85 SHORES AVE, NAPLES, FL 34110-1607
Document Number	0056271299
Book / Page	5627 / 1299
Map Reference	MB 3 PG 27
Instrument Date	May 6, 2019
Instrument	5709359
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ROSS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 BOBOLINK WAYB, 112, NAPLES, FL 34105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SHORES AVE, NAPLES, FL 34110-1607

Mortgage

Document Number	0005709360
Date	May 8, 2019
Instrument	5709360

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$565,044 (+41.56%) Land $314,507 Building $250,537	$565,044 (+41.56%) Land $314,507 Building $250,537
2025	$4,056.00 (+46.85%)	$399,166 (+35.2%) Land $286,475 Building $112,691	$399,166 (-29.23%) Land $286,475 Building $112,691
2023	$2,762.00 (-1.99%) Homeowner's exemption	$295,234 (+3%)	$564,021 (+34.78%) Land $447,729 Building $116,292
2022	$2,818.00 Homeowner's exemption	$286,635	$418,480 Land $293,325 Building $125,155

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 483 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	579 units insured incl. 96 condo units
Nearby Flood Claims	106 (1980–2024)
Claims Outside the SFHA	10 of 106
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 35 claims Hurricane Ian, Sep 2022 · 28 claims Hurricane Irma, Sep 2017 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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