Georgetown County property record for 85 Shearwater Ct, Georgetown, SC 29440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,067 sqft · built 1987 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,730,000 (Mar 2025) |
| Tax Bill | $8,420 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 040192B034.00.00 |
| Primary APN | 040192B034.00.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,067 sqft Living Area |
| Gross Area | 5,551 sqft |
| 1st Floor Area | 2,040 sqft |
| 2nd Floor Area | 1,027 sqft |
| Utility Area | 1,596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 12 sqft |
| Patio Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 30833 |
|---|---|
| Street Address | 85 SHEARWATER CT |
| City | GEORGETOWN |
| State | SC |
| Zip | 29440-7072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 108 COMMUNITY 1 PH 1 DEBORDIEU; PLT RB 4798-368 |
| Legal Subdivision | DEB |
| Legal Phase | 1 |
| Legal Lot Number | 108 |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | WACCAMAW NECK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 920508 |
Source: Georgetown County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 809 MT VERNON AVE, CHARLOTTE, NC 28203-4842 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2016 · Amount on Record |
| Deed Document Number | 20252222 |
| Deed Book / Page | 4798 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Sep 23, 2026 |
| Property Address | 85 SHEARWATER CT, GEORGETOWN, SC 29440-7072 |
| Document Number | 0000010634 |
| Book / Page | 5080 / 196 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202610634 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 809 MT VERNON AVE, CHARLOTTE, NC 28203-4842 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Jun 18, 2026 |
| Property Address | 85 SHEARWATER CT, GEORGETOWN, SC 29440-7072 |
| Document Number | 0000006743 |
| Book / Page | 5029 / 369 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20266743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 809 MT VERNON AVE, CHARLOTTE, NC 28203-4842 |
| Document Number | 0000006743, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 5029/369 |
| Instrument | 20266743 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 16, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 85 SHEARWATER CT, GEORGETOWN, SC 29440-7072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04157/0293 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 4157/293 |
| Instrument | 202100009560 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 85 SHEARWATER CT, GEORGETOWN, SC 29440-7072 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5157 E NICHOLS LN, CENTENNIAL, CO 80122-3890 |
| Document Number | 04415/0415 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 4415/415 |
| Instrument | 202200011523 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Georgetown County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Unified School District | Georgetown County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,420.00 (+9.75%) | $35,590 (+14.99%) Land $10,858 Building $24,732 | $999,700 (+93.82%) Land $305,000 Building $694,700 |
| 2023 | $7,672.00 (+25.3%) | $30,950 (+19.91%) Land $4,500 Building $26,450 | $515,800 (+19.9%) Land $75,000 Building $440,800 |
| 2022 | $6,123.00 | $25,810 Land $4,500 Building $21,310 | $430,200 Land $75,000 Building $355,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 626 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 715 units insured incl. 89 condo units |
| Nearby Flood Claims | 84 (1987–2023) |
| Claims Outside the SFHA | 8 of 84 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 73% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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